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  1. Economics & Personal Finance
  1. LibraryLibrary
  2. Social Studies
  3. Economics & Personal Finance

Economics & Personal Finance

Discover economics and personal finance resources designed to understand economic principles, financial literacy, and economic decision-making. Educators, students, and parents will find practical activities, real-world scenarios, and interactive lessons that build economic understanding. These tools empower learners to make informed financial decisions and understand economic systems.

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Personal Finance 101: Budgeting Basics

This lesson introduces students to essential financial concepts such as budgeting, saving, and spending wisely. Through interactive activities, students will learn to make informed financial decisions, which are crucial skills for their future independence and financial well-being.

Tier 1
2/25
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Nicole Camp

S

MA Psychologist

Budgeting: Your Money, Your Power!

This lesson introduces 10th-grade students to the fundamental concepts of personal budgeting, emphasizing its importance for financial independence and achieving financial goals. It's a single 30-minute session designed for a whole classroom setting.

Tier 1
9/25
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Katherine Turner

G

CT General Education Teacher

Money Matter$

This lesson introduces students to basic financial concepts such as saving, budgeting, and making smart financial decisions. Through engaging activities and simulations, students will gain a foundational understanding of how to manage their finances effectively. This lesson is crucial for equipping youth with the knowledge and skills they need to make informed financial choices, setting the stage for a financially stable future.

Tier 1
2/25

Jade Hodge

p

TN English

Money Matters

This lesson introduces 9th grade students to the fundamentals of personal finance, focusing on budgeting, saving, and planning—essential skills for workplace independence and real-world money management. Students will build practical money management habits through interactive activities and reflections over a single 50-minute session.

Tier 1
8/15
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Austin Horn

Q

KY Special Education Teacher

Financial Literacy Exploration

This lesson introduces students to the basics of financial literacy, focusing on the importance of balancing present and future financial needs. Through inquiry-based learning, students will explore concepts such as budgeting, saving, and financial decision-making. This lesson is crucial as it equips students with essential skills to manage their finances effectively, preparing them for future financial responsibilities.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

Budget Boss

This resource guides students through creating a simple personal budget, understanding income, and tracking expenses. Learning to manage money is a foundational life skill for independence and future financial stability. Intended for a 10th Grade Group, 1 session, 75 minutes.

Tier 2
Monday

Michelle Cracknell

V

MI Special Education Teacher

Pathways to Financial Success

This lesson uses the video 'What's Your Path After High School?' to guide students through various financial decisions they will face after graduation. Activities include budgeting exercises and discussions on saving, investing, and managing debt. This lesson helps students make informed decisions about their financial future.

Tier 1
2/25
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Shelley Moreno

D

AZ Instructor

Money Matters: Budgeting Basics

This lesson introduces 7th-grade students to the fundamentals of budgeting, a crucial life skill that empowers them to manage their finances effectively. Through engaging activities and discussions, students will learn how to create a simple budget, understand the importance of saving, and make informed financial decisions. This 30-minute session is designed to provide students with practical knowledge that they can apply in real-life scenarios, fostering financial literacy from an early age.

Tier 1
4/4
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Linda Beard

a

NC General Education Teacher

Boss Your Budget!

This 30-minute Tier 1 lesson helps 7th-grade female students understand the basics of personal finance and budgeting. It's crucial for building independence and making smart financial choices in the future.

Tier 1
9/30
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Cassidy Hurley

CANADA Special Education Teacher

How Do You Manage Money?

A whole-class financial literacy module teaching budgeting, saving, and smart spending to build lifelong money-management skills. This lesson empowers 9th graders with practical tools to make informed financial decisions.

Tier 1
9/6
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Laura Molisho

Instructor

Financial Literacy Fundamentals

This lesson introduces 11th-grade students to essential financial concepts such as saving, budgeting, and smart spending. Through engaging simulations and activities, students will develop practical money management skills that are crucial for their future financial well-being. This lesson is important as it equips students with the knowledge and skills needed to make informed financial decisions, fostering financial independence and responsibility.

Tier 1
2/25
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Nicole Camp

S

MA Psychologist

Financial IQ

In this interactive session, students explore budgeting, saving, and financial decision-making to build foundational money management skills. Empowering 9th graders with real-world tools for responsible financial habits in a single 50-minute class.

Tier 1
7/31
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Maria Avina

E

CA Special Education Teacher

Budget Boss: Your Money, Your Power?

This lesson introduces high school students to the essential concepts of personal budgeting. Students will learn to track income and expenses, differentiate between needs and wants, and create a basic budget. It's crucial for empowering students to make smart financial decisions now and in the future. This single-session lesson is designed for High School students and will take approximately 45-60 minutes.

Tier 1
9/24
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rmacgregor

S

MA General Education Teacher

Are You Financially Fit?

Classroom session on budgeting, saving, and smart spending to empower students with practical money management skills for 9th graders in a 60-minute Tier 1 lesson.

Tier 1
8/23
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Elizabeth D. Williams

s

VA General Education Teacher

Financial Literacy Basics

This lesson introduces students to essential financial literacy concepts, focusing on budgeting, saving, and understanding paychecks. These skills are crucial for career readiness and personal financial management. By learning these concepts, students will be better prepared to manage their finances effectively, make informed decisions, and plan for their future careers.

Tier 1
2/25
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Jennifer Babler

D

AZ Counselor

Funding Your Future

In this 30-minute, one-on-one lesson, 12th graders learn how to research, compare, and apply for financial aid. This individualized session equips students with practical steps and tools to make informed decisions about college funding.

Tier 3
8/15
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Jamie Arzon

I

FL General Education Teacher

Budgeting Basics

In this lesson, students will explore the fundamentals of budgeting, including tracking expenses and setting financial goals. Through interactive activities and real-life scenarios, students will develop financial literacy skills that are essential for personal and academic success. This lesson is important as it equips students with the knowledge to manage their finances effectively, fostering responsible financial behavior from a young age.

Tier 1
2/25
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Amber Morneweg

D

AZ Special Education Teacher

Financial Literacy: Beyond The Basics

This lesson introduces 12th-grade students to fundamental concepts of personal finance, focusing on budgeting, saving, and understanding credit, which are essential for independent living. The objective is to provide practical knowledge and tools to manage money responsibly, make informed financial decisions, and avoid common pitfalls as they transition to post-high school life. It is designed for high school seniors preparing for financial independence. Audience: 12th Grade Students. Duration: 1 session, 60 minutes.

Tier 1
Yesterday
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Alison Siniawski

l

PA General Education Teacher

Financial Freedom

In this Tier 2 project-based lesson, 11th graders in small groups learn to create mock personal budgets and savings plans for college life, building skills for financial independence. Over a 60-minute session, students will explore budgeting basics, apply concepts, and present their financial plans—essential for responsible money management.

Tier 2
6/20
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Emily Miranda

X

MO General Education Teacher

Smart Money Moves

This lesson introduces 11th-grade students to essential financial literacy skills, focusing on budgeting, saving, and managing personal finances. Students will engage in activities that help them understand the importance of financial planning for their future careers. This lesson is crucial as it equips students with the knowledge to make informed financial decisions, fostering independence and responsibility.

Tier 1
2/25
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Whitney Kertz

X

MO Counselor

Budgeting Basics

This lesson introduces 9th-grade students to the basics of budgeting and saving money through interactive activities. It aims to build foundational financial literacy skills, which are crucial for managing personal finances effectively. By understanding budgeting, students can make informed financial decisions and develop habits that will benefit them throughout their lives.

Tier 1
2/25
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Amber Henry

a

NC Special Education Teacher

Budgeting Basics Bonanza

In this lesson, students will explore the fundamentals of budgeting through engaging activities and real-life scenarios. They will learn how to allocate funds wisely, understand the importance of saving, and make informed financial decisions. This lesson is crucial for developing financial literacy skills that will benefit students throughout their lives.

Tier 1
2/25

Shereen Barzey-Kinard

h

NY Social Worker

Earn & Save Smart

In this 30-minute session, 7th graders will explore key life skills for landing their first job and managing money wisely. Through interactive activities, students will learn how to set financial goals, budget earnings, and understand basic money management—skills that empower them to make smart financial decisions now and in the future.

Tier 1
7/18
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Kate Mills

F

CO General Education Teacher

FDIC Money Mastery

A 6-session course for adult ESL learners teaching financial literacy through FDIC resources. Students will build vocabulary, understand deposit insurance, and practice real-life money skills. Each 1-hour session includes engaging activities, discussions, games, worksheets, and quizzes to reinforce learning.

Tier 1
8/19

Tierra Gray

y

DC Instructor

Financial Literacy Fun

This lesson aims to introduce young students to financial literacy concepts such as saving, budgeting, and the value of money through interactive discussions and activities. Understanding these basics will help empower the students to make informed decisions about money in their daily lives.

Tier 1
2/25

Michael Gooch

p

TN Instructor

Financial Literacy Basics

This lesson introduces students to basic financial concepts such as budgeting, saving, and understanding credit. By learning how to manage their finances through hands-on activities, students will gain essential skills needed for their financial future.

Tier 1
2/25
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Dan Tarquin

D

AZ Math, Physics

Money Matters

This interactive session introduces 8th graders to startup costs, profit calculation, and break-even analysis, building foundational financial literacy for entrepreneurship. Perfect for a 55-minute class, this Tier 1 lesson equips students with practical skills for real-world business decision making.

Tier 1
6/29
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Hafsa Sheikh

q

TX General Education Teacher

Be a Budget Boss

In this 30-minute individual session, 11th graders will learn practical budgeting strategies to take control of their finances. Students will set financial goals, track expenses, and create a personalized budget. This Tier 3 lesson provides one-on-one scaffolding to ensure every learner gains confidence in managing money.

Tier 3
9/3
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Jim

v

WI Counselor

Financial Literacy for Careers

This lesson will introduce students to essential financial literacy topics within the context of their future careers. Students will learn about budgeting, saving, and understanding benefits packages. This lesson is important as it prepares students with practical skills for managing their finances efficiently and making informed decisions about future employment opportunities.

Tier 1
2/25

Diana Lopez

l

PA Instructor

Financial Fitness

In this lesson, students will learn the basics of managing credit, understanding loans, and avoiding debt. They will explore different credit management strategies, understand the implications of taking out loans, and learn practical tips to avoid falling into debt. The lesson includes interactive scenarios and discussions to reinforce their understanding.

Tier 1
2/25

Zabrina Walker

p

TN Instructor

Money Moves

In this 70-minute, 12th grade small-group simulation, students blend math, economics, and life skills by budgeting and financial planning through engaging activities. This Tier 2 lesson equips students with real-world money management skills essential for life beyond high school.

Tier 2
9/4
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Zakiya Moore

q

TX Counselor

Money Moves: Your First Budget

This lesson helps 12th-grade students understand the basics of budgeting by creating a simple 50–30–20 monthly budget. It empowers them with essential financial planning skills, crucial for navigating their adult lives. This single session is designed for 30 minutes.

Tier 1
Monday
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JOYCE PURCELL

a

NC General Education Teacher

Investing 101: Growing Your Wealth

In this lesson, students will learn the fundamentals of investing, including stocks, bonds, and mutual funds. They will explore the concepts of risk and reward and participate in a simulated investment activity to apply their knowledge. This lesson is crucial for equipping students with financial literacy skills that will help them make informed decisions about their financial futures.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

Smart Money Moves

This lesson introduces basic financial concepts such as saving, budgeting, and making smart financial decisions through engaging activities and simulations. It is designed to equip teens with the knowledge and skills to manage their finances responsibly.

Tier 1
2/25

Jade Hodge

p

TN English

Can You Crack The Budget Code?

In this 45-minute Tier 1 lesson for 8th graders, students will dive into real-world budgeting scenarios to learn how to allocate income and manage expenses. Through decoding challenges and hands-on activities, they’ll build critical financial literacy skills that empower smart money choices now and in the future.

Tier 1
6/18

sgeoffroy

S

MA Social Worker

How Will You Fund Your Future?

An interactive whole-class module guiding seniors through the essentials of scholarships and financial aid, empowering them to take charge of their college funding journey. This Tier 1 lesson for 12th graders unfolds over a 60-minute session, packed with engaging activities that develop practical skills and confidence.

Tier 1
8/15
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Jamie Arzon

I

FL General Education Teacher

How to Adult Your Wallet?

This resource empowers students with essential money management skills, teaching them how to budget, save, and make informed spending decisions. Mastering these skills is crucial for financial independence and responsible adult life. Audience: 9th Grade. 1 session. Duration: 60 minutes.

Tier 1
9/15

Amy Isebrand

F

CO Instructor

Budgeting Basics: Building Financial Literacy

In this lesson, students will explore the fundamentals of budgeting by creating a simple budget based on a hypothetical part-time job. This lesson emphasizes financial literacy and decision-making skills, which are crucial for students as they prepare for financial independence. By understanding how to manage money effectively, students will be better equipped to make informed financial decisions in the future.

Tier 1
2/25
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Paul Tentindo

S

MA Psychologist

Diploma to Dollars: A Family Finance Night

This lesson aims to educate high school students and their families about the financial implications of obtaining a high school diploma. Through inquiry-based and active learning strategies, participants will explore how educational attainment affects career opportunities and financial stability. This session is crucial for motivating students to complete their high school education, highlighting the connection between education, career choices, and the ability to meet basic living needs.

Tier 1
2/25

Nakia Avery

a

NC Counselor

The Power of Saving: Building a Future

This lesson introduces 11th-grade students to the concept of saving money, focusing on savings accounts, interest, and the benefits of starting to save early. By understanding these concepts, students will be better equipped to make informed financial decisions that can lead to financial security in the future. This lesson is crucial as it empowers students with the knowledge to plan for their financial future.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

Cash Quest Adventure

In this 30-minute Tier 1 grade 5 lesson, students embark on a “Cash Quest Adventure” to learn the basics of earning, saving, and budgeting money through real-world scenarios. Financial literacy empowers young learners to make smart money choices now and in the future.

Tier 3
8/31
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Fatema J

CANADA General Education Teacher

Show Me The Money!

This lesson introduces High School Special Education students to essential money management skills, including budgeting, saving, and understanding banking. It emphasizes practical application to help students build confidence in managing their finances for independent living. This lesson is designed for one 180-minute session.

Tier 1
10/3
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mhamilton

N

IL Special Education Teacher

Budgeting Basics for Future Success

In this lesson, students will learn the essentials of budgeting and financial planning for life after high school. This practical lesson will cover managing expenses, saving, and understanding credit, providing students with the tools they need to make informed financial decisions. This lesson is crucial as it equips students with the knowledge to handle real-world financial situations, promoting independence and financial literacy.

Tier 1
2/25
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Anna Urias

D

AZ Counselor

What's Your Money Story?

Students will explore personal money narratives by examining daily uses of money, fostering empathy and ownership over financial choices. This Tier 1 lesson is designed for a 4th grade class, delivered in a single 30-minute session, and includes a lesson plan, slide deck, and interactive activity to engage all learners.

Tier 1
9/6

Julianne

v

WI Instructor

Life's Game Plan: Choices & Cash

This lesson equips 10th-grade students with essential skills for navigating life decisions and building sound financial plans. Students will learn practical strategies for making informed choices and understanding basic financial literacy, crucial for their future independence. This lesson is designed for one 90-minute session.

Tier 1
9/14

Josie

i

OH Social Worker

Budgeting Blueprint

In this engaging 30-minute lesson, 10th graders will explore budgeting and saving through STEAM concepts using the ADDIE model, making personal finance hands-on and IEP-friendly. This lesson equips students with practical money-management skills, collaborative activities, and a fun game to reinforce learning. Includes lesson plan, reading, discussion, activity, game, and worksheet.

Tier 1
5/30
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erika.matthews

l

PA General Education Teacher

Workforce Ready: Skills for Success

This lesson focuses on preparing exceptional children for entering the workforce by enhancing their understanding of resume writing, cover letters, and financial literacy. Through experiential and game-based learning, students will engage in activities that simulate real-world scenarios, fostering skills necessary for employment. This lesson is crucial as it equips students with practical tools and confidence to navigate the job market effectively.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

Budget Boss

In this three-session course, special education transition young adults will learn practical budgeting skills through interactive exercises and a culminating personal budget project. Each 20-minute session includes accessible activities adapted for autism, ADHD, and non-verbal learners, ensuring engagement and mastery of essential money management. Audience: Transition-age young adults.

Tier 3
8/18
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Kandy Goforth

F

CO Special Education Teacher

Money Moves 101

This 30-minute Tier 1 money math lesson helps transition students aged 18–22 build practical skills for handling everyday financial transactions, like counting money and making change. Mastering these skills promotes independence and confidence in real-world situations.

Tier 1
9/22
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Matthew Sullivan

S

MA Special Education Teacher

Money Mastery

In this 45-minute small group lesson, 10th grade special education students will engage in hands-on budgeting and shopping practice to learn essential daily living skills. This Tier 2 intervention supports real-world financial management, guiding students to create budgets, track spending, and apply decision-making in a simulated grocery environment.

Tier 2
8/26
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Regina Sapp

L

IA Special Education Teacher

Where Does My Money Go Every Month?

This resource introduces 6th grade students to tracking their spending and understanding where their money is allocated. It's crucial for 6th graders to see the tangible impact of their choices on their finances. This lesson is designed for a single 50-minute session for a 6th-grade class.

Tier 1
9/26
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Tammy Thompson

Q

KY General Education Teacher

Budgeting Basics for 7th Graders

In this lesson, 7th-grade students will learn the basics of budgeting through interactive activities and relatable scenarios. This lesson aims to introduce students to financial literacy by helping them understand the importance of managing money wisely, which is a crucial skill for their future financial well-being.

Tier 1
2/25

Judy Nascimento

a

NC Counselor

Budget Mastery Workshop

In this 60-minute Tier 2 workshop for high school students, participants will deepen their financial literacy by creating detailed budgets, planning for future goals, and exploring investment basics. This hands-on session hones critical thinking, decision-making, and real-world money management skills.

Tier 2
8/22
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Kandy Goforth

F

CO Special Education Teacher

Why Money Matters

An engaging introduction to the importance of financial literacy, covering basic financial principles and their impact on life choices. This lesson will help students understand the role of money in achieving goals and stability. Designed for a 9th-grade class, this 45-minute session will provide foundational knowledge in financial literacy, empowering students to make informed financial decisions.

Tier 1
3/25

Charles Douglas

a

NC Behavior Interventionist

Money Matters

In this lesson, students will learn the basics of money, including coins and bills, and their values through hands-on activities. This lesson is important as it helps students develop financial literacy skills and understand the value of money, which are essential life skills.

Tier 1
2/25
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Jazlyn Marcos

j

OK Math, English, History, Earth Science, Biology, Physics

What’s Your Spending Story?

A whole-class starter that kickstarts students’ understanding by letting them track and analyze their real-life spending over a week—laying the foundation for smart budgeting. This 45-minute, single-session lesson for 9th graders in Tier 1 helps build essential financial literacy and real-world money management skills.

Tier 1
8/7

Kimberly Johnson

Q

KY Special Education Teacher

Your Choice, Your Future

This lesson helps 12th-grade students understand the profound impact of their daily choices on their future, fostering critical thinking and responsible decision-making. Designed for a single 30-minute session, it encourages students to reflect on personal values and long-term goals.

Tier 1
10/2
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rsawaged

e

NJ Counselor, School Administrator

Financial Literacy 101: Building Foundations

This lesson introduces 8th-grade students to essential financial concepts such as saving, budgeting, and distinguishing between needs and wants. By building foundational skills in financial literacy, students will be better equipped to make responsible financial decisions in the future. This lesson is crucial as it empowers students with the knowledge to manage their finances effectively, fostering independence and financial responsibility.

Tier 1
2/25
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Patricia Wood

S

MA Counselor

From Allowance to Income

Help students transition from managing an allowance to earning and budgeting their own income. This lesson is essential for fostering financial independence, especially for 12th-grade students preparing for adulthood. The lesson will cover key financial literacy skills such as budgeting, saving, and understanding income sources over one 60-minute session.

Tier 1
3/4
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Kate Stein

t

VT Instructor

Dream Big: SMART Goals

This lesson helps 11th-grade students understand and apply the SMART framework to set effective short-term and long-term financial goals. By the end of this 30-minute session, students will gain practical skills for planning their financial future. This lesson focuses on financial literacy and personal wellness.

Tier 1
10/2

Molly Mulhern

h

NY Instructor

Budgeting Bonanza

In this 30-minute 4th grade lesson, students will learn number operations through real-life budgeting scenarios, building essential life skills in money management and decision-making. This Tier 1 lesson helps students practice addition, subtraction, and multiplication while planning a mock party budget.

Tier 1
6/16
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Momina Hasan

q

TX General Education Teacher

Where Does All My Money Go?

This resource helps students track their spending and identify where their money truly goes, revealing hidden spending habits. Understanding personal cash flow is the first step to taking control of financial decisions and building a strong budget. Designed for a 9th Grade Class, this lesson takes 60 minutes.

Tier 1
Monday
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Jasmin Adan

m

RI Counselor

Show Me The Money!

This lesson provides a financial literacy quiz for 7th-grade students to assess their understanding of key financial concepts. It helps students identify areas where they need more knowledge about managing money. This lesson is designed for small group instruction and will take approximately 30 minutes.

Tier 2
Yesterday
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Gary Anderson

j

OK General Education Teacher

Financial Aid 101

This lesson provides an overview of the different types of financial aid available to students, how to apply for them, and tips for managing college expenses. The session includes an introduction video, interactive discussions, and group activities to help students understand financial aid options and make informed decisions about funding their college education.

Tier 1
3/17

Jade Hodge

p

TN English

Credit Savvy: Understanding Loans

This lesson educates 11th-grade students about credit scores and loans through engaging case studies and simulations. Students will learn the importance of maintaining a good credit score and the implications of borrowing responsibly. This lesson is crucial as it equips students with financial literacy skills that are essential for their future financial well-being.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

Bank Smarter: No Surprise Fees

This lesson helps 12th-grade students compare bank account options, understand fees, and choose an account that fits their needs. They will learn strategies to avoid overdrafts and practice mobile security. This lesson is designed for one 30-minute session.

Tier 1
Yesterday
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JOYCE PURCELL

a

NC General Education Teacher

Smart Decision-Making

This lesson focuses on helping 10th-grade students understand the importance of making informed and thoughtful decisions. Through a short video and guided discussion, students will explore strategies for effective decision-making. This lesson is crucial as it equips students with skills to navigate complex situations, fostering personal growth and resilience.

Tier 1
2/25

Charles Douglas

a

NC Behavior Interventionist

Innovative Entrepreneurs

This lesson focuses on careers in business and entrepreneurship, discussing the traits of successful entrepreneurs and the steps to start a business. This is important for students as it helps them consider entrepreneurship as a potential career path and understand what it takes to succeed.

Tier 1
2/25
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SaLillian McDaniel

q

TX Counselor

Spin for Your Future

In this 30-minute lesson, tenth graders will learn how to access and complete the Game of Life assessment in Schoolinks, exploring how big and small financial decisions shape their future. This hands-on simulation fosters financial literacy by allowing students to experience the consequences of real-world choices in an engaging, interactive environment.

Tier 1
7/27
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lgee

S

MA School Administrator

Reality Check: Can You Afford Yourself?

This lesson engages 12th-grade students in a reality check to assess their financial readiness for post-graduation life. Through active and experiential learning strategies, students will calculate potential expenses and income, and reflect on their financial preparedness. This lesson is crucial for helping students understand the importance of financial planning and making informed decisions about their future.

Tier 1
2/25

Rochelle Long

D

AZ Counselor

College Costs and Career Paths

In this lesson, students will explore the costs associated with different levels of college education required for various career paths. This lesson is important as it helps students understand the financial implications of their career choices and encourages them to think critically about their future education and career planning.

Tier 1
2/25
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Elizabeth Baker

q

TX Counselor

Money Moves

This dynamic 3-session group module empowers 7th graders to practice making purchases, calculating change, and comparing prices using real-world scenarios—boosting financial literacy and independence.

Tier 2
8/1
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Maria Avina

E

CA Special Education Teacher

Accounting 101: GDP & NIPA

This lesson introduces 10th grade students to the U.S. National Income and Product Accounts (NIPA), exploring the scientific foundations, historical development, and interdisciplinary connections of GDP and GDI. Over a 15-minute flash session, students will analyze the methodology, understand the role of economic, historical, and statistical sciences, and apply critical thinking to evaluate how these accounts guide policy. This lesson helps students see the intersection of economics with history, mathematics, and social studies.

Tier 1
8/28
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Charlotte Michelet Yazbeck

CANADA General Education Teacher

Your Choices, Your Story

This lesson helps 10th-grade students understand the impact of their decisions by analyzing various risk scenarios. Through interactive activities, students will learn to map out potential consequences, fostering thoughtful decision-making in real-life situations. This single-session, 30-minute lesson focuses on decision trees, risk analysis, and digital citizenship.

Tier 1
Monday
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JOYCE PURCELL

a

NC General Education Teacher

Unit Price Smarts

This lesson empowers students (ages 18-22) to become savvy shoppers by understanding unit pricing. Over 30 minutes, students will learn to compare prices effectively and make informed purchasing decisions, helping them save money in their everyday lives. This lesson is designed for a whole classroom setting.

Tier 1
9/22
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Matthew Sullivan

S

MA Special Education Teacher

The Mystery of Taxes

Uncover the basics of taxes and why they are essential for society. This lesson demystifies taxes, preparing students for future responsibilities and civic understanding. Designed for a 9th-grade group, this 60-minute session will provide students with a foundational understanding of taxes, helping them see the relevance in their everyday lives and future roles as informed citizens.

Tier 1
3/4
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Kate Stein

t

VT Instructor

The Economics of Santa's Workshop

This lesson introduces students to basic economic concepts by exploring the economics involved in Santa's Workshop, such as supply and demand, production, and resource management. This lesson is both educational and festive, helping students understand real-world economic principles in a fun and engaging way. By the end of the lesson, students will have a better grasp of how these concepts apply to everyday situations. The lesson is tailored to engage both Contenders and Leaders, ensuring age-appropriate content and activities.

Tier 1
2/25

Ciara McNearly

p

TN Instructor

Leaders' Holiday Economics and Ethics

This lesson explores the commercial aspects of holidays and their ethical implications across different cultures. Students will engage in research and debate activities to develop their analytical and ethical reasoning skills. This lesson is important as it encourages critical thinking about cultural practices and the impact of commercialization, fostering a deeper understanding of global perspectives.

Tier 1
2/25

Ciara McNearly

p

TN Instructor

Your Path, Your Future

This lesson helps 10th-grade students analyze risk scenarios, understand decision trees, and evaluate potential consequences for their choices in digital, substance, or relationship contexts. It's designed for one 30-minute session.

Tier 1
9/29
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JOYCE PURCELL

a

NC General Education Teacher

Intro to Investment Income

This lesson introduces Grade 8 students to the basic concept of investment income, focusing on interest and dividends. Students will learn how these types of investments generate income and the importance of understanding them for future financial literacy. This lesson is important as it provides students with a foundational understanding of how money can grow through investments, preparing them for more complex financial concepts in the future.

Tier 1
2/25
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Amanda Platt

T

MD History

Time Is Money

Teach students the value of time as a resource. This lesson will help them understand how time management can impact their productivity and success in academic and personal life. Designed for 7th grade students, this lesson will be conducted in one session lasting 20 minutes, focusing on individual support to enhance personal time management skills.

Tier 3
4/3
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Sara Martinez

Counselor

Credit Starter Pack

This lesson helps 12th-grade students understand the basics of credit scores and how to safely build credit. It covers key concepts like credit score factors, payment history, utilization, secured cards, and auto-pay, equipping students with practical steps for financial responsibility. This single-session lesson is designed for a 30-minute duration.

Tier 1
Today
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JOYCE PURCELL

a

NC General Education Teacher

What’s Your Budget Buddy?

In this 90-minute per session, Tier 1 project-based lesson for 4th graders, students collaborate to design a budgeting app concept—applying real-world math and decision-making by tracking pretend income and expenses. This engaging, hands-on project promotes financial literacy and teamwork across multiple sessions.

Tier 1
6/5
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Cindy Diana Morales

y

DC General Education Teacher

Health Startup Hustle

In this 30-minute 9th-grade lesson, students will learn to apply self-management skills by developing a basic business plan for a home health care startup—covering equipment, staffing, marketing, and revenue strategy. This DESE-aligned entrepreneurship module helps students build real-world planning skills and SEL competency in goal setting and organization.

Tier 1
9/23
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mgreen

S

MA School Administrator

Keys to Independence

Empower 9th grade students in a small-group workshop to master functional money management skills like budgeting and decision-making. This Tier 2 session uses hands-on activities and real-life scenarios to build confidence and independence in financial tasks.

Tier 2
8/13
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Tosha Hiller

b

ND Instructor

Own Your Choices!

This lesson helps 7th-grade students understand personal responsibility and its impact on their lives and community. Through engaging activities, students will learn to make thoughtful decisions and take ownership of their actions. (Audience: 7th Grade, 1 session, 30 minutes)

Tier 1
9/22

jhogue

q

TX General Education Teacher

Goal Getter

An individualized goal-setting journal guiding 8th grade students through SMART financial and life skill targets over the semester; empowers students to take ownership of their progress through one-on-one conferences. Audience: 8th Grade Tier 3, 1 session per student, 30 minutes each.

Tier 3
8/6

sgeoffroy

S

MA Social Worker

Time Is Money

Teach students the value of time as a resource. This lesson will help them understand how time management can impact their productivity and success in academic and personal life. Designed for 6th grade students, this lesson will be conducted in one session lasting 20 minutes, focusing on individual support to enhance personal time management skills.

Tier 3
3/12
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Jabari Garrette

Counselor

Your Choices, Your Life

Focus on personal values and decision-making processes, guiding students to align their actions with their beliefs. This lesson is important as it empowers students to manage peer pressure by understanding their own values and making informed decisions. Designed for an 11th-grade student, this individual session lasts 30 minutes.

Tier 3
4/30

Crystal Sullivan

h

NY Social Worker

Risk Ready: Business Decisions

This lesson introduces students to the fundamental concepts of risk evaluation in a business context. Students will learn to identify, assess, and manage risks to make informed decisions. This is designed for high school students, lasting 60 minutes, and will be conducted in a single session.

Tier 1
9/27
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ConceptX

C

AR General Education Teacher

Character Champions

In this single 30-minute Tier 1 lesson, 6th graders will explore key character traits: honesty, patriotism, loyalty, and perseverance. Through discussion, scenarios, and reflection, students will understand why these traits matter in everyday life and how to demonstrate them. This lesson builds students’ social-emotional skills, fosters civic awareness, and encourages personal growth.

Tier 1
7/29
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Kimberly Riggins

B

AL Counselor

Your Choices, Your Life!

This 45-minute lesson for 7th graders helps students understand substance use, develop healthy decision-making skills, and recognize the dangers of energy drinks. It emphasizes critical thinking and personal agency in making informed choices.

Tier 1
9/26
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pfeffer

S

MA General Education Teacher

Your Choices, Your Impact

This lesson empowers 11th and 12th-grade students to understand and apply the principles of responsible decision-making. Through interactive activities and real-world scenarios, students will develop critical thinking skills to evaluate choices and consider their impact on themselves and others. This 2-hour lesson is crucial for navigating complex social and academic challenges effectively.

Tier 1
9/27
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ConceptX

C

AR General Education Teacher

Your Choices, Your Impact

This lesson helps 8th-grade students understand the profound importance of personal responsibility in their daily lives, at home, at school, and in their communities. It explores how their choices directly impact themselves and those around them. Designed for a single 30-minute session.

Tier 1
9/19
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Charity Stolworthy

Counselor

The Budget Blockbuster

An engaging concept session using story-driven budgets to illustrate the impact of financial decisions. In this 75-minute Tier 2 group lesson for adults, learners design a narrative budget and watch their financial story unfold, deepening their budgeting and saving skills.

Tier 2
5/27

rachel

i

OH Counselor, Parent, Social Worker

Which Grows More?

In this 8-minute warm-up for 5th graders, students compare two investment options (like 5% interest vs. a $5 bonus) and vote on which yields more. This quick activity sparks critical thinking about growth comparisons and lays the foundation for financial literacy.

Tier 1
6/4
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Justin Muhammad

Instructor

Ethical Adventures

This lesson introduces 4th graders to the concept of ethical responsibility through a short, engaging activity and video. Students will explore the importance of making ethical decisions and understanding the consequences of their actions. This lesson is crucial for developing empathy and decision-making skills, which are essential for personal and social growth.

Tier 1
2/25

Kristin Jordan

q

TX Counselor

Income Investigator

This resource explores various ways people earn income and the concept of 'earning' money. It broadens students' understanding of financial sources beyond allowances. This lesson is for 6th-grade students, designed for a single 40-minute session.

Tier 1
9/26
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Tammy Thompson

Q

KY General Education Teacher

The Future Is Now

This resource encourages 9th-grade students to think about the long-term consequences of their decisions, connecting current choices to future aspirations. It fosters forward-thinking and goal-oriented decision-making over one 50-minute session.

Tier 1
9/27
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ciru njenga

B

AL Counselor

Navigating the Digital World: Mastering Social Media and Online Conduct

This 4-session lesson is designed for a 9th-grade male student, focusing on the proper use of social media, text messaging, and online conduct. It aims to empower students with the skills to navigate digital interactions responsibly, especially when encountering inappropriate material. Each session is 45 minutes long, providing individualized support to ensure comprehension and application of these critical life skills.

Tier 3
3/22
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Timothy Dee

G

CT Instructor

Your Business Brainstorm

This lesson introduces 12th-grade special needs students to the exciting world of entrepreneurship, focusing on identifying personal strengths and using them to generate business ideas. It helps students see their potential as creators and problem-solvers. This single-session lesson is designed for a 30-minute class.

Tier 1
9/16
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Kimberly Harbaugh

T

MD Counselor

Navigate Your Future

In this 30-minute, one-session lesson for 12th graders, students explore real-life decision-making through interactive activities and reflective practices. Developing strong decision-making skills empowers students to make informed choices that shape their futures, both personally and academically.

Tier 1
9/11
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dcelona

S

MA Counselor

Risky Business: Assess Your Choices!

This one-hour lesson helps 5th and 6th-grade students understand how to identify, evaluate, and mitigate risks in their daily lives. It's crucial for developing critical thinking and responsible decision-making skills. Designed for a single classroom session.

Tier 1
9/23
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ConceptX

C

AR General Education Teacher

The Game of Life: Navigating Financial Literacy and Life Choices

This lesson uses the classic board game to teach students about financial literacy and life choices. By simulating real-life scenarios, students learn the importance of decision-making and planning for their future. Designed for a 6th-grade class, this single-session lesson lasts 55 minutes and is part of Tier 1 classroom-wide supports.

Tier 1
4/2

Jade Hodge

p

TN English

Budgeting Basics

In this lesson, students will learn the essentials of budgeting, including how to track income and expenses. They will apply these skills by creating a budget for a hypothetical scenario. This lesson is important for helping students develop financial literacy, which is a critical skill for managing personal finances effectively.

Tier 1
2/25
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Jennifer Levasseur

S

MA Math, Health & Fitness, Art, Music, Language Arts, Counselor, English

Your Credit Quest

This 30-minute lesson for 9th-grade students (Tier 2 group support) will help them understand the Michigan Merit Curriculum requirements for graduation and empower them to take charge of their academic journey. It's crucial for students to grasp these requirements early to plan effectively and ensure a smooth path to graduation.

Tier 2
Yesterday

Kimberly C

V

MI Counselor

Ready for the Real World?

A comprehensive core lesson introducing students to daily living skills—money management, personal care, and time planning—so they feel confident tackling real-life tasks. Perfect for 9th–10th grade special education students in a single 60-minute session.

Tier 1
9/8
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Susan Ayers

S

MA Instructor

Adulting: The Life Game

This comprehensive, interactive lesson plunges 10th-grade students into a realistic 'Game of Life' simulation, teaching essential independent living skills from securing a job to managing finances, writing checks, and purchasing groceries. It equips them with the practical knowledge and confidence to navigate adulthood.

Tier 1
9/16

Josie

i

OH Social Worker

Scholarship and Grant Search Showdown

This two-part lesson engages graduating seniors in a game-based and collaborative learning experience to enhance their skills in searching for scholarships and grants, particularly those available to students in North Carolina. By participating in these lessons, students will learn effective strategies for identifying and applying for financial aid opportunities, which is crucial for their transition to higher education.

Tier 1
2/25
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Cris Jackson

a

NC Counselor

The Secret to Stress-Free Registration

This individualized session focuses on reducing anxiety related to course registration by teaching students effective planning and decision-making skills. This lesson supports students in making informed choices that align with their future goals.

Tier 3
3/10
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Maria Denton

a

NC Counselor