Lesson Plan

Session 1 Lesson Plan

Introduce adult ESL learners to the FDIC and key banking vocabulary, enabling them to define basic terms and explain the purpose of deposit insurance.

Understanding FDIC and foundational banking terms builds essential financial literacy, boosts confidence in money management, and prepares learners for real-world banking interactions.

Audience

Time

Approach

Materials

Prep

Preparation

10 minutes

Step 1

Icebreaker: Banking Name Game

10 minutes

Step 2

Introduction to FDIC and Basic Banking Terms

15 minutes

Step 3

Vocabulary Activity

10 minutes

Step 4

Group Discussion: Why Deposit Insurance Matters

10 minutes

Step 5

Game: FDIC Role-Play

10 minutes

Step 6

Wrap-Up and Quiz

5 minutes

Slide Deck

Session 1: Introduction to FDIC and Banking Vocabulary

Learning Objectives

What Is the FDIC?

Why Deposit Insurance Matters

Key Banking Terms

Vocabulary Matching Activity

Group Discussion: Importance of FDIC

Game: FDIC Role-Play

Wrap-Up and Quiz

Worksheet

Game

Quiz

Session 1 Quiz

Answer Key

Lesson Plan

Session 2 Lesson Plan

Teach adult ESL learners how to build and manage a personal budget by distinguishing needs vs. wants, categorizing expenses, and allocating income.

Budgeting is a fundamental money skill that helps learners control spending, prioritize essential costs, and plan for savings, boosting confidence in daily financial decisions.

Audience

Time

Approach

Materials

Prep

Preparation

10 minutes

Step 1

Icebreaker: Monthly Expenses Share

5 minutes

Step 2

Video Introduction

10 minutes

Step 3

Interactive Lecture: Budgeting Steps

10 minutes

Step 4

Worksheet Activity: Budget Plan

10 minutes

Step 5

Group Activity: Create a Budget

15 minutes

Step 6

Game: Budgeting Scenario Role-Play

5 minutes

Step 7

Wrap-Up and Quiz

5 minutes

Slide Deck

Session 2: Budgeting Basics

Learning Objectives

5 Steps to Build a Budget

Needs vs. Wants

Sample Budget Template

Wrap-Up and Quiz

Reading

Worksheet

Activity

Quiz

Session 2 Quiz

Answer Key

Lesson Plan

Session 3 Lesson Plan

Help adult ESL learners understand the importance of saving and how to build an emergency fund by exploring saving strategies, setting goals, and planning for unexpected expenses.

Having savings and an emergency fund provides financial security, reduces stress during crises, and encourages disciplined money habits.

Audience

Time

Approach

Materials

Prep

Preparation

10 minutes

Step 1

Icebreaker: First Savings Memory

5 minutes

Step 2

Video Introduction

10 minutes

Step 3

Interactive Lecture: Why Save & How Much

10 minutes

Step 4

Worksheet Activity: Savings Plan

10 minutes

Step 5

Group Discussion: Building an Emergency Fund

10 minutes

Step 6

Game: Saving Goal Challenge

10 minutes

Step 7

Wrap-Up and Quiz

5 minutes

Slide Deck

Session 3: Saving & Emergency Funds

Learning Objectives

Why Save & What Is an Emergency Fund?

How Much to Save?

Setting SMART Saving Goals

Wrap-Up and Quiz

Reading

Worksheet

Discussion

Activity

Quiz

Session 3 Quiz

Answer Key

Lesson Plan

Session 4 Lesson Plan

Introduce adult ESL learners to credit fundamentals, including what credit is, how credit scores and reports work, and best practices for responsible borrowing.

Understanding credit empowers learners to make informed borrowing decisions, qualify for loans, avoid high interest costs, and build a healthy financial reputation.

Audience

Time

Approach

Materials

Prep

Preparation

10 minutes

Step 1

Icebreaker: Credit Experiences

5 minutes

Step 2

Video Introduction

10 minutes

Step 3

Interactive Lecture: Credit Fundamentals

15 minutes

Step 4

Worksheet Activity: Credit Vocabulary

10 minutes

Step 5

Group Discussion: Reading a Credit Report

10 minutes

Step 6

Game: Credit Score Simulation

5 minutes

Step 7

Wrap-Up and Quiz

5 minutes

Slide Deck

Session 4: Credit Basics

Learning Objectives

Key Credit Terms

Credit Score Components

Credit Score Ranges

Reading a Credit Report

Wrap-Up and Quiz

Reading

Worksheet

Discussion

Activity

Quiz

Session 4 Quiz

Answer Key

Lesson Plan

Session 5 Lesson Plan

Introduce adult ESL learners to loans and debt management, enabling them to compare loan types, calculate repayments, and apply strategies to manage and reduce debt.

Understanding how loans work and learning debt‐management techniques helps learners make informed borrowing decisions, avoid excessive interest costs, and regain financial control.

Audience

Time

Approach

Materials

Prep

Preparation

10 minutes

Step 1

Icebreaker: Loan Experiences

5 minutes

Step 2

Video Introduction

10 minutes

Step 3

Interactive Lecture: Loan Fundamentals

15 minutes

Step 4

Worksheet Activity: Loan Calculation

10 minutes

Step 5

Group Discussion: Debt Management Strategies

10 minutes

Step 6

Game: Debt Snowball Simulation

5 minutes

Step 7

Wrap-Up and Quiz

5 minutes

Slide Deck

Session 5: Loans & Debt Management

Learning Objectives

Key Loan Terms & Types

Calculating Monthly Payments

Understanding Debt-to-Income Ratio

Wrap-Up and Quiz

Reading

Worksheet

Discussion

Activity

Quiz

Session 5 Quiz

Answer Key

Lesson Plan

Session 6 Lesson Plan

Equip adult ESL learners to recognize common financial scams, protect personal information, and know how to report fraud.

Awareness of scams and prevention strategies reduces risk of financial loss, builds confidence in online and banking activities, and empowers learners to act safely.

Audience

Time

Approach

Materials

Prep

Preparation

10 minutes

Step 1

Icebreaker: Scam Experiences Share

5 minutes

Step 2

Video Introduction

10 minutes

Step 3

Interactive Lecture: Common Financial Scams

15 minutes

Step 4

Worksheet Activity: Identify Red Flags

10 minutes

Step 5

Group Discussion: Protecting Personal Information

10 minutes

Step 6

Game: Scam Scenario Role-Play

5 minutes

Step 7

Wrap-Up and Quiz

5 minutes

Slide Deck

Session 6: Fraud Prevention & Scams

Learning Objectives

Common Financial Scams

Red Flags of Scams

Protecting Your Information