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How Will You Fund Your Future?

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Jamie Arzon

Tier 1
For Schools

Lesson Plan

Funding Your Future Lesson Plan

Students will learn to identify and navigate scholarships and financial aid resources, building actionable plans to fund their college education.

Equips seniors with essential tools to secure financial support, reducing college debt and increasing access to higher education opportunities.

Audience

12th Grade Class

Time

60 minutes

Approach

Interactive slides, group activities, and reflective practice.

Materials

Scholarship & Aid 101 Slides, Money Mindset Mixer Guide, Scholarship Scavenger Hunt Worksheet, and Funding Reflection Exit Ticket

Prep

Prepare Materials & Technology

15 minutes

  • Print copies of Money Mindset Mixer Guide
  • Print or upload digital version of Scholarship Scavenger Hunt Worksheet
  • Load and preview Scholarship & Aid 101 Slides
  • Print exit tickets: Funding Reflection Exit Ticket
  • Ensure classroom tech is functioning (projector, Wi-Fi)

Step 1

Introduction & Money Mindset Mixer

10 minutes

  • Welcome students and share session objectives.
  • Distribute Money Mindset Mixer Guide.
  • Students circulate, discuss prompts about money beliefs with peers.
  • Invite 2–3 students to share surprising insights.

Step 2

Scholarship & Aid Overview

15 minutes

  • Project Scholarship & Aid 101 Slides.
  • Define scholarships, grants, loans, and FAFSA basics.
  • Highlight key deadlines and criteria.
  • Pause periodically for student questions and clarification.

Step 3

Scholarship Scavenger Hunt

20 minutes

  • Introduce the Scholarship Scavenger Hunt Worksheet.
  • Model one example search and entry.
  • Students work individually or in pairs to identify five scholarship opportunities online.
  • Circulate to support research strategies and answer questions.

Step 4

Funding Reflection Exit Ticket

10 minutes

  • Distribute Funding Reflection Exit Ticket.
  • Students reflect on their top three scholarship finds and next steps.
  • Collect tickets for assessment of understanding.

Step 5

Closing & Next Steps

5 minutes

  • Summarize key takeaways and encourage continued research.
  • Provide list of additional scholarship databases and counselor contact info.
  • Remind students of upcoming deadlines and available support sessions.
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Slide Deck

Scholarship & Aid 101

Welcome! In this session, we'll cover:
• Types of aid
• Deadlines & FAFSA basics
• Search strategies
• Top resources

Welcome everyone to Scholarship & Aid 101. Today we’ll cover types of financial aid, key deadlines, smart search strategies, and helpful resources. Use this deck as our roadmap.

What Is Financial Aid?

Financial aid is funding to help pay for college costs, including:
• Scholarships (free awards)
• Grants (need-based aid)
• Loans (borrowed funds)
• Work-Study (campus employment)

Define financial aid and each category. Engage students by asking if they’ve heard these terms before, and invite one or two quick definitions from volunteers.

Scholarships & Grants

• Scholarships: merit-based awards (academics, athletics, talents)
• Grants: need-based awards (federal, state, institutional)
• Examples: Pell Grant, state grants, private scholarships
• Free money—no repayment required!

Explain scholarships vs. grants in depth. Share examples like Pell Grants, state grants, merit scholarships, and university awards. Emphasize that these do not need to be repaid.

Loans & Work-Study

• Federal student loans: Subsidized & Unsubsidized (low interest)
• Repayment begins after graduation or leave
• Work-Study: part-time campus jobs funded by the school
• Earn money while gaining experience

Discuss loan options and work-study programs. Clarify subsidized vs. unsubsidized loans, interest rates, and repayment terms. Highlight how work-study combines work experience with aid.

Key Deadlines & FAFSA Basics

• FAFSA opens October 1 each year
• Deadlines vary by state & college – check yours!
• Needed documents: tax returns, income records, SSN
• Submit early to maximize aid eligibility

Stress the importance of filing FAFSA early. Point out October 1 opening date, state vs. school deadlines, and required documents. Recommend applying as soon as possible.

Scholarship Search Strategies

• Use official sites: Fastweb, College Board, Scholarships.com
• Explore local/community awards (clubs, employers)
• Track deadlines in a calendar or spreadsheet
• Tailor each application: read criteria, craft strong essays

Share proven search strategies. Encourage use of national databases and local resources. Suggest students set calendar reminders and keep organized notes.

Resources & Next Steps

• Meet your guidance counselor for personalized advice
• Attend financial aid webinars/workshops
• Bookmark Scholarship Scavenger Hunt Worksheet
• Start searching today and track your applications!

Point students to ongoing support: school counselors, college aid offices, workshops. Transition to the scavenger hunt activity, where they’ll put these strategies into practice.

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Warm Up

Money Mindset Mixer Guide

Purpose:
Students will explore their personal beliefs, emotions, and experiences around money to build self-awareness before diving into scholarships and financial aid.

Time: 10 minutes

Materials:

  • Printed prompt handout or projected slide of prompts
  • Pens or notebooks

Instructions:

  1. Arrange partners. Ask students to find someone they haven’t talked to yet today.
  2. Explain the activity. Each pair will take turns choosing a prompt, reflecting silently, then sharing their responses with one another. Spend about 2 minutes per prompt.
  3. Rotate (optional). After discussing 2–3 prompts, invite pairs to switch partners and try one more prompt.
  4. Whole-class share. Bring the group back together. Invite 2–3 volunteers to share any surprising insights or patterns they noticed.

Prompts (2 minutes each)

  1. “Money is _______.”






  1. “I feel most proud about money when _______.”






  1. “My biggest money worry or stressor is _______.”






  1. “If I had unlimited money for one day, I would _______.”






  1. “One piece of financial advice I’d give my future self is _______.”






Feel free to skip a prompt if time runs short; the goal is honest reflection and connection.

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Activity

Scholarship Scavenger Hunt Worksheet

Purpose:
Students will practice finding real scholarship opportunities online and recording key details to streamline their application process.

Instructions:

  1. Use national databases (e.g., Fastweb, College Board, Scholarships.com) and local/community resources (e.g., clubs, employers, local businesses).
  2. Identify five scholarships that match your interests or background.
  3. For each scholarship, fill in the details below. Use additional sheets if needed.

Scholarship 1

Scholarship Name:


Deadline: _______________________________


Eligibility/Criteria:





Website/Source: _______________________________


Notes/Next Steps:



__

______


Scholarship 2

Scholarship Name:


Deadline: _______________________________


Eligibility/Criteria:





Website/Source: _______________________________


Notes/Next Steps:



__

______


Scholarship 3

Scholarship Name:


Deadline: _______________________________


Eligibility/Criteria:





Website/Source: _______________________________


Notes/Next Steps:



__

______


Scholarship 4

Scholarship Name:


Deadline: _______________________________


Eligibility/Criteria:





Website/Source: _______________________________


Notes/Next Steps:



__

______


Scholarship 5

Scholarship Name:


Deadline: _______________________________


Eligibility/Criteria:





Website/Source: _______________________________


Notes/Next Steps:



__

______

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Cool Down

Funding Reflection Exit Ticket

Name: _________________________________ Date: ________________

Instructions: Take the next 5–7 minutes to reflect on today’s scavenger hunt and plan concrete next steps.

  1. Top Three Scholarships
    List your three strongest scholarship finds and one reason each stood out to you (e.g., eligibility, award amount, theme).





  2. Next Step for One Scholarship
    Choose one scholarship from your top three. What is the very next action you need to take (e.g., request transcript, draft essay, gather recommendation)?





  3. Deadline & Reminder
    When will you complete this next step? How will you remind yourself (calendar alert, phone alarm, to-do list)?





  4. Anticipated Obstacle
    What challenge might prevent you from completing this step on time? How can you address or work around that obstacle?





  5. Lingering Question
    What is one question you still have about scholarships, FAFSA, or financial aid? Your teacher or counselor can follow up on this for you.





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