Lesson Plan

Session 1 Lesson Plan

Define income and expenses, categorize personal examples, and build a foundation for budgeting.

Understanding money inflows and outflows empowers students to make informed spending decisions and supports financial independence.

Audience

Time

Approach

Materials

Prep

Prepare Materials

10 minutes

Step 1

Warm-Up

5 minutes

Step 2

Sorting Activity

10 minutes

Step 3

Wrap-Up Discussion

5 minutes

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Warm Up

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Activity

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Worksheet

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Answer Key

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Lesson Plan

Session 2 Lesson Plan

Track and record personal expenses, practice sorting coins, and introduce basic saving strategies through interactive activities.

Monitoring spending and recognizing coin values builds awareness of money habits, supports independence, and lays groundwork for saving goals.

Audience

Time

Approach

Materials

Prep

Prepare Materials

10 minutes

Step 1

Warm-Up

5 minutes

Step 2

Expense Tracking Activity

7 minutes

Step 3

Coin Sorting Activity

5 minutes

Step 4

Wrap-Up & Saving Discussion

3 minutes

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Worksheet

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Activity

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Activity

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Answer Key

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Lesson Plan

Session 3 Lesson Plan

Apply budgeting skills by creating a personalized monthly budget plan, reinforcing tracking and saving techniques in a real-life project.

Designing and sharing a personal budget empowers students to manage their money, set realistic goals, and build confidence for independent financial decisions.

Audience

Time

Approach

Materials

Prep

Prepare Materials

10 minutes

Step 1

Warm-Up

4 minutes

Step 2

Budget Worksheet Activity

6 minutes

Step 3

Budget Project Creation

6 minutes

Step 4

Wrap-Up & Share

4 minutes

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Worksheet

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Project Guide

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Answer Key

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Budget Boss

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Kandy Goforth

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