Saving & Credit
Suggested Resources
How Much Does Your Dream Life Cost?
Tier 1
9th Grade Class
60 mins
This resource helps students connect their saving habits to achieving their future aspirations, making financial planning feel tangible and exciting. It's crucial for motivating students to start saving early.
Credit Unlocked
Tier 2
11th Grade Group
45 mins
This small-group resource demystifies the world of credit scores and responsible borrowing, providing foundational knowledge for making informed financial decisions. It's vital for preventing future debt pitfalls.
The Financial Time Machine
Tier 1
8th Grade Class
75 mins
Students will explore the long-term impact of small daily financial decisions through an interactive game and reflective journal. This resource makes abstract financial concepts concrete and relatable.
Your Personal Money Blueprint What's Your Plan?
Tier 3
10th Grade Student
90 mins
Designed for individual students, this project guide helps create a personalized saving and spending plan, fostering practical money management skills. It empowers students to take control of their finances.
Saving Smarts
Tier 1
7th Grade Class
20 mins
This engaging warm-up and discussion introduces various saving strategies, sparking immediate interest and participation in financial literacy. It sets a positive tone for deeper learning.
The Debt Dilemma Who's Responsible?
Tier 2
12th Grade Group
30 mins
This small-group discussion delves into the ethical and practical aspects of credit card debt, encouraging critical thinking and responsible decision-making. It prepares students for real-world financial challenges.
Budgeting Like a Boss
Tier 1
6th Grade Class
50 mins
This activity-based resource teaches practical budgeting skills through a fun, interactive simulation, making financial planning accessible and enjoyable. It's essential for everyday money management.
Credit Score Detectives Uncover the Truth
Tier 3
11th Grade Student
120 mins
An individual project where students research and present on factors affecting credit scores, developing critical research and presentation skills. It empowers them to understand and protect their financial reputation.
The Power of Compound Interest How Does It Work?
Tier 1
10th Grade Class
40 mins
This resource uses a reading and quiz to explain the magic of compound interest, encouraging students to start saving early for maximum benefit. It's a cornerstone of long-term wealth building.
Financial Goal Setting
Tier 2
9th Grade Group
55 mins
This small-group workshop guides students through setting realistic short-term and long-term financial goals, providing practical steps to achieve them. It's fundamental for purposeful saving.
Credit vs Debit Know the Difference
Tier 1
8th Grade Class
35 mins
This lesson clarifies the often-confused concepts of credit and debit through an engaging script and cool-down activity. It's crucial for responsible everyday spending.
The Stock Market Game Invest and Grow
Tier 1
11th Grade Class
90 mins
An interactive game that simulates stock market investing, teaching students about growth and risk in a fun, low-stakes environment. It builds confidence in future financial decisions.