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  1. Budgeting
  1. LibraryLibrary
  2. Career & Life Skills
  3. Budgeting

Budgeting

Unlock essential financial confidence with our free Budgeting & Saving resources. Perfect for educators, students, and parents, this page offers hands-on activities, interactive lessons, and real-world scenarios to build skills in managing money, setting savings goals, and making smart financial choices. Empower learners to take control of their financial futures with engaging and practical applications for everyday life.

Suggested Resources

Where Does All Your Money Go

Tier 1

8th Grade Class

60 mins

This resource helps students track their current spending habits to understand where their money is actually going. It's crucial for building awareness before they can even begin to budget effectively.

Budgeting Basics

Tier 2

7th Grade Group

45 mins

A foundational guide for small groups to grasp the core principles of creating a personal budget. This resource provides hands-on practice to build essential financial literacy skills.

My Financial Blueprint

Tier 3

10th Grade Student

90 mins

Designed for individual students, this resource empowers them to create a personalized financial plan that aligns with their future goals. It's vital for fostering long-term financial responsibility and goal-setting.

Can You Afford That Dream

Tier 1

9th Grade Class

50 mins

This engaging activity challenges students to budget for a desired item or experience, making budgeting tangible and exciting. It connects abstract financial concepts to real-world aspirations.

Smart Spending

Tier 2

6th Grade Group

35 mins

Focusing on making conscious spending choices, this resource helps small groups differentiate between needs and wants. It's essential for developing critical thinking around purchasing decisions.

The Future You Fund

Tier 3

11th Grade Student

75 mins

This resource guides individual students through understanding how saving and investing now can impact their future financial well-being. It inspires forward-thinking financial planning and discipline.

Is Debt a Friend or Foe

Tier 1

12th Grade Class

65 mins

A comprehensive lesson for the whole class on understanding different types of debt, their implications, and how to manage them responsibly. This resource is vital for preventing future financial pitfalls.

Saving Strategies

Tier 2

7th Grade Group

40 mins

This resource equips small groups with practical strategies for saving money, from setting goals to automating savings. It provides actionable steps for building financial security.

Navigating Paychecks

Tier 3

10th Grade Student

55 mins

An individualized guide to understanding paychecks, deductions, and net income. This resource helps students prepare for their first jobs and manage their earnings effectively.

What's Your Money Mindset

Tier 1

8th Grade Class

20 mins

This warm-up and discussion activity encourages students to reflect on their personal beliefs and attitudes towards money. Understanding their money mindset is key to developing healthy financial habits.

Emergency Fund

Tier 2

9th Grade Group

30 mins

A focused resource for small groups on the importance of building an emergency fund and practical steps to achieve it. This teaches resilience and preparedness for unexpected financial challenges.

Budgeting for College Life

Tier 3

11th Grade Student

80 mins

This resource provides an individual student with a realistic look at budgeting for higher education and independent living expenses. It prepares them for the financial realities beyond high school.

Community Resources

Community Resources

Budget Boss

This resource guides students through creating a simple personal budget, understanding income, and tracking expenses. Learning to manage money is a foundational life skill for independence and future financial stability. Intended for a 10th Grade Group, 1 session, 75 minutes.

Tier 2
10/6

Michelle Cracknell

Special Education Teacher

Financial Literacy Basics

This lesson introduces students to essential financial literacy concepts, focusing on budgeting, saving, and understanding paychecks. These skills are crucial for career readiness and personal financial management. By learning these concepts, students will be better prepared to manage their finances effectively, make informed decisions, and plan for their future careers.

Tier 1
2/25
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Jennifer Babler

Counselor

Personal Finance 101: Budgeting Basics

This lesson introduces students to essential financial concepts such as budgeting, saving, and spending wisely. Through interactive activities, students will learn to make informed financial decisions, which are crucial skills for their future independence and financial well-being.

Tier 1
2/25
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Nicole Camp

Psychologist

Budgeting Basics for Future Success

In this lesson, students will learn the essentials of budgeting and financial planning for life after high school. This practical lesson will cover managing expenses, saving, and understanding credit, providing students with the tools they need to make informed financial decisions. This lesson is crucial as it equips students with the knowledge to handle real-world financial situations, promoting independence and financial literacy.

Tier 1
2/25
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Anna Urias

Counselor

Budgeting for Future You

This resource introduces fundamental financial literacy concepts, focusing on practical budgeting strategies for managing income, expenses, and savings in early adulthood. It equips students with crucial skills for financial independence and stability. Audience: 12th Grade, 1 session, 90 minutes.

Tier 1
Thursday
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Natalya Dearman

Counselor

Budgeting Basics Bonanza

In this lesson, students will explore the fundamentals of budgeting through engaging activities and real-life scenarios. They will learn how to allocate funds wisely, understand the importance of saving, and make informed financial decisions. This lesson is crucial for developing financial literacy skills that will benefit students throughout their lives.

Tier 1
2/25

Shereen Barzey-Kinard

Social Worker

Money Matters: Budgeting Basics

This lesson introduces 7th-grade students to the fundamentals of budgeting, a crucial life skill that empowers them to manage their finances effectively. Through engaging activities and discussions, students will learn how to create a simple budget, understand the importance of saving, and make informed financial decisions. This 30-minute session is designed to provide students with practical knowledge that they can apply in real-life scenarios, fostering financial literacy from an early age.

Tier 1
4/4
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Linda Beard

General Education Teacher

Earn & Save Smart

In this 30-minute session, 7th graders will explore key life skills for landing their first job and managing money wisely. Through interactive activities, students will learn how to set financial goals, budget earnings, and understand basic money management—skills that empower them to make smart financial decisions now and in the future.

Tier 1
7/18
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Kate Mills

General Education Teacher

Financial Literacy for Careers

This lesson will introduce students to essential financial literacy topics within the context of their future careers. Students will learn about budgeting, saving, and understanding benefits packages. This lesson is important as it prepares students with practical skills for managing their finances efficiently and making informed decisions about future employment opportunities.

Tier 1
2/25

Diana Lopez

Instructor

Budgeting Like a Boss

This lesson empowers an individual with a disability to confidently manage their personal finances. It covers essential skills like creating a budget, identifying income and expenses, understanding different types of bills, and mastering various payment methods. This lesson is designed for one individual student, referred to as Courtney, over multiple flexible sessions.

Tier 3
Yesterday
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Tia Washington

Counselor, Special Education Teacher, Paraprofessional

Budget Boss

In this three-session course, special education transition young adults will learn practical budgeting skills through interactive exercises and a culminating personal budget project. Each 20-minute session includes accessible activities adapted for autism, ADHD, and non-verbal learners, ensuring engagement and mastery of essential money management. Audience: Transition-age young adults.

Tier 3
8/18
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Kandy Goforth

Special Education Teacher

How to Adult Your Wallet?

This resource empowers students with essential money management skills, teaching them how to budget, save, and make informed spending decisions. Mastering these skills is crucial for financial independence and responsible adult life. Audience: 9th Grade. 1 session. Duration: 60 minutes.

Tier 1
9/15

Amy Isebrand

Instructor

Budget Boss: Your Money, Your Power?

This lesson introduces high school students to the essential concepts of personal budgeting. Students will learn to track income and expenses, differentiate between needs and wants, and create a basic budget. It's crucial for empowering students to make smart financial decisions now and in the future. This single-session lesson is designed for High School students and will take approximately 45-60 minutes.

Tier 1
9/24
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rmacgregor

General Education Teacher

Budgeting: Your Money, Your Power!

This lesson introduces 10th-grade students to the fundamental concepts of personal budgeting, emphasizing its importance for financial independence and achieving financial goals. It's a single 30-minute session designed for a whole classroom setting.

Tier 1
9/25
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Katherine Turner

General Education Teacher

Money Moves: Budget A Real Week

This lesson helps 11th-grade students understand practical budgeting by creating a zero-based weekly budget. Students will learn to categorize expenses, prioritize savings, and make financial trade-offs. This 30-minute session will equip them with essential life skills for managing their money effectively.

Tier 1
Tuesday
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JOYCE PURCELL

General Education Teacher

How Do You Manage Money?

A whole-class financial literacy module teaching budgeting, saving, and smart spending to build lifelong money-management skills. This lesson empowers 9th graders with practical tools to make informed financial decisions.

Tier 1
9/6
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Laura Molisho

Instructor

Budgeting: Money Moves!

This lesson teaches 7th-grade students the fundamentals of personal budgeting. Students will learn how to track income and expenses, identify needs versus wants, and create a basic budget. This skill is crucial for developing financial literacy and making responsible financial decisions in everyday life. Designed for a single 30-minute session for a whole classroom.

Tier 1
10/13

Mark

Parent

Money Matters

This lesson introduces 9th grade students to the fundamentals of personal finance, focusing on budgeting, saving, and planning—essential skills for workplace independence and real-world money management. Students will build practical money management habits through interactive activities and reflections over a single 50-minute session.

Tier 1
8/15
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Austin Horn

Special Education Teacher

Budgeting Basics

In this lesson, students will explore the fundamentals of budgeting, including tracking expenses and setting financial goals. Through interactive activities and real-life scenarios, students will develop financial literacy skills that are essential for personal and academic success. This lesson is important as it equips students with the knowledge to manage their finances effectively, fostering responsible financial behavior from a young age.

Tier 1
2/25
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Amber Morneweg

Special Education Teacher

Budgeting Basics: Building Financial Literacy

In this lesson, students will explore the fundamentals of budgeting by creating a simple budget based on a hypothetical part-time job. This lesson emphasizes financial literacy and decision-making skills, which are crucial for students as they prepare for financial independence. By understanding how to manage money effectively, students will be better equipped to make informed financial decisions in the future.

Tier 1
2/25
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Paul Tentindo

Psychologist

Money Matter$

This lesson introduces students to basic financial concepts such as saving, budgeting, and making smart financial decisions. Through engaging activities and simulations, students will gain a foundational understanding of how to manage their finances effectively. This lesson is crucial for equipping youth with the knowledge and skills they need to make informed financial choices, setting the stage for a financially stable future.

Tier 1
2/25

Jade Hodge

English

Life's Game Plan: Choices & Cash

This lesson equips 10th-grade students with essential skills for navigating life decisions and building sound financial plans. Students will learn practical strategies for making informed choices and understanding basic financial literacy, crucial for their future independence. This lesson is designed for one 90-minute session.

Tier 1
9/14

Josie

Social Worker

Money Moves: Your First Budget

This lesson helps 12th-grade students understand the basics of budgeting by creating a simple 50–30–20 monthly budget. It empowers them with essential financial planning skills, crucial for navigating their adult lives. This single session is designed for 30 minutes.

Tier 1
10/6
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JOYCE PURCELL

General Education Teacher

Budgeting Basics

This lesson introduces 9th-grade students to the basics of budgeting and saving money through interactive activities. It aims to build foundational financial literacy skills, which are crucial for managing personal finances effectively. By understanding budgeting, students can make informed financial decisions and develop habits that will benefit them throughout their lives.

Tier 1
2/25
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Amber Henry

Special Education Teacher

Financial Freedom

In this Tier 2 project-based lesson, 11th graders in small groups learn to create mock personal budgets and savings plans for college life, building skills for financial independence. Over a 60-minute session, students will explore budgeting basics, apply concepts, and present their financial plans—essential for responsible money management.

Tier 2
6/20
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Emily Miranda

General Education Teacher

Boss Your Budget!

This 30-minute Tier 1 lesson helps 7th-grade female students understand the basics of personal finance and budgeting. It's crucial for building independence and making smart financial choices in the future.

Tier 1
9/30
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Cassidy Hurley

Special Education Teacher

Smart Money Moves

This lesson introduces basic financial concepts such as saving, budgeting, and making smart financial decisions through engaging activities and simulations. It is designed to equip teens with the knowledge and skills to manage their finances responsibly.

Tier 1
2/25

Jade Hodge

English

Be a Budget Boss

In this 30-minute individual session, 11th graders will learn practical budgeting strategies to take control of their finances. Students will set financial goals, track expenses, and create a personalized budget. This Tier 3 lesson provides one-on-one scaffolding to ensure every learner gains confidence in managing money.

Tier 3
9/3
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Jim

Counselor

Adulting: Can You Afford It?

This 30-minute, single-session lesson helps 12th-grade students explore the financial realities and essential life skills needed to move out and live independently. It's crucial for preparing them for post-high school life by fostering financial literacy and self-sufficiency.

Tier 1
10/17
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Amy Sampson

Counselor

Budgeting Basics

In this lesson, students will learn the essentials of budgeting, including how to track income and expenses. They will apply these skills by creating a budget for a hypothetical scenario. This lesson is important for helping students develop financial literacy, which is a critical skill for managing personal finances effectively.

Tier 1
2/25
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Jennifer Levasseur

Math, Health & Fitness, Art, Music, Language Arts, Counselor, English

Budget Mastery Workshop

In this 60-minute Tier 2 workshop for high school students, participants will deepen their financial literacy by creating detailed budgets, planning for future goals, and exploring investment basics. This hands-on session hones critical thinking, decision-making, and real-world money management skills.

Tier 2
8/22
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Kandy Goforth

Special Education Teacher

Financial Literacy: Beyond The Basics

This lesson introduces 12th-grade students to fundamental concepts of personal finance, focusing on budgeting, saving, and understanding credit, which are essential for independent living. The objective is to provide practical knowledge and tools to manage money responsibly, make informed financial decisions, and avoid common pitfalls as they transition to post-high school life. It is designed for high school seniors preparing for financial independence. Audience: 12th Grade Students. Duration: 1 session, 60 minutes.

Tier 1
10/15
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Alison Siniawski

General Education Teacher

Job Jive: Life's Budget Beat

This 30-minute lesson introduces K-5th grade students to various careers, their associated salaries, and how these connect to the cost of living independently. It helps students understand the value of different jobs and basic financial literacy. Designed for a single classroom session.

Tier 1
10/13
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feliciacargo

Counselor

Pathways to Financial Success

This lesson uses the video 'What's Your Path After High School?' to guide students through various financial decisions they will face after graduation. Activities include budgeting exercises and discussions on saving, investing, and managing debt. This lesson helps students make informed decisions about their financial future.

Tier 1
2/25
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Shelley Moreno

Instructor

Financial Literacy Basics

This lesson introduces students to basic financial concepts such as budgeting, saving, and understanding credit. By learning how to manage their finances through hands-on activities, students will gain essential skills needed for their financial future.

Tier 1
2/25
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Dan Tarquin

Math, Physics

Financial Literacy Fun

This lesson aims to introduce young students to financial literacy concepts such as saving, budgeting, and the value of money through interactive discussions and activities. Understanding these basics will help empower the students to make informed decisions about money in their daily lives.

Tier 1
2/25

Michael Gooch

Instructor

Show Me The Money!

This lesson introduces High School Special Education students to essential money management skills, including budgeting, saving, and understanding banking. It emphasizes practical application to help students build confidence in managing their finances for independent living. This lesson is designed for one 180-minute session.

Tier 1
10/3
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mhamilton

Special Education Teacher

Financial IQ

In this interactive session, students explore budgeting, saving, and financial decision-making to build foundational money management skills. Empowering 9th graders with real-world tools for responsible financial habits in a single 50-minute class.

Tier 1
7/31
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Maria Avina

Special Education Teacher

Smart Money Moves

This lesson introduces 11th-grade students to essential financial literacy skills, focusing on budgeting, saving, and managing personal finances. Students will engage in activities that help them understand the importance of financial planning for their future careers. This lesson is crucial as it equips students with the knowledge to make informed financial decisions, fostering independence and responsibility.

Tier 1
2/25
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Whitney Kertz

Counselor

Keys to Independence

Empower 9th grade students in a small-group workshop to master functional money management skills like budgeting and decision-making. This Tier 2 session uses hands-on activities and real-life scenarios to build confidence and independence in financial tasks.

Tier 2
8/13
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Tosha Hiller

Instructor

Financial Literacy Fundamentals

This lesson introduces 11th-grade students to essential financial concepts such as saving, budgeting, and smart spending. Through engaging simulations and activities, students will develop practical money management skills that are crucial for their future financial well-being. This lesson is important as it equips students with the knowledge and skills needed to make informed financial decisions, fostering financial independence and responsibility.

Tier 1
2/25
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Nicole Camp

Psychologist

Budgeting Basics for 7th Graders

In this lesson, 7th-grade students will learn the basics of budgeting through interactive activities and relatable scenarios. This lesson aims to introduce students to financial literacy by helping them understand the importance of managing money wisely, which is a crucial skill for their future financial well-being.

Tier 1
2/25

Judy Nascimento

Counselor

Adulting: The Life Game

This comprehensive, interactive lesson plunges 10th-grade students into a realistic 'Game of Life' simulation, teaching essential independent living skills from securing a job to managing finances, writing checks, and purchasing groceries. It equips them with the practical knowledge and confidence to navigate adulthood.

Tier 1
9/16

Josie

Social Worker

Money Mastery

In this 45-minute small group lesson, 10th grade special education students will engage in hands-on budgeting and shopping practice to learn essential daily living skills. This Tier 2 intervention supports real-world financial management, guiding students to create budgets, track spending, and apply decision-making in a simulated grocery environment.

Tier 2
8/26
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Regina Sapp

Special Education Teacher

Are You Financially Fit?

Classroom session on budgeting, saving, and smart spending to empower students with practical money management skills for 9th graders in a 60-minute Tier 1 lesson.

Tier 1
8/23
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Elizabeth D. Williams

General Education Teacher

From Allowance to Income

Help students transition from managing an allowance to earning and budgeting their own income. This lesson is essential for fostering financial independence, especially for 12th-grade students preparing for adulthood. The lesson will cover key financial literacy skills such as budgeting, saving, and understanding income sources over one 60-minute session.

Tier 1
3/4
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Kate Stein

Instructor

The Budget Blockbuster

An engaging concept session using story-driven budgets to illustrate the impact of financial decisions. In this 75-minute Tier 2 group lesson for adults, learners design a narrative budget and watch their financial story unfold, deepening their budgeting and saving skills.

Tier 2
5/27

rachel

Counselor, Parent, Social Worker

Money Moves

In this 70-minute, 12th grade small-group simulation, students blend math, economics, and life skills by budgeting and financial planning through engaging activities. This Tier 2 lesson equips students with real-world money management skills essential for life beyond high school.

Tier 2
9/4
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Zakiya Moore

Counselor

Can You Budget It?

A clear, targeted rubric to assess 6th graders' mastery of budgeting basics through a classroom budgeting activity. This Tier 1 resource helps teachers evaluate students' planning, allocation, and financial decision-making skills in a 20-minute session.

Tier 1
6/6
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Rosemary Morin

School Administrator

Can You Crack The Budget Code?

In this 45-minute Tier 1 lesson for 8th graders, students will dive into real-world budgeting scenarios to learn how to allocate income and manage expenses. Through decoding challenges and hands-on activities, they’ll build critical financial literacy skills that empower smart money choices now and in the future.

Tier 1
6/18

sgeoffroy

Social Worker

Budget to Thrive

In this 60-minute interactive session for adult IOP (Intensive Outpatient Program) participants recovering from substance use, learners will gain practical skills in creating and maintaining a personal budget. Mastering budgeting empowers them to achieve financial stability, reduce stress, and support long-term recovery.

Tier 2
6/5

Rachel

Counselor, Social Worker

Financial Literacy 101: Building Foundations

This lesson introduces 8th-grade students to essential financial concepts such as saving, budgeting, and distinguishing between needs and wants. By building foundational skills in financial literacy, students will be better equipped to make responsible financial decisions in the future. This lesson is crucial as it empowers students with the knowledge to manage their finances effectively, fostering independence and financial responsibility.

Tier 1
2/25
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Patricia Wood

Counselor

Budgeting Basics Bootcamp

This resource provides small groups with a hands-on experience in creating a simple budget based on a hypothetical scenario. It helps students practice real-world financial planning skills collaboratively. Audience: 6th Grade. Sessions: 1. Duration: 45 minutes.

Tier 2
9/26
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Tammy Thompson

General Education Teacher

Financial Literacy Exploration

This lesson introduces students to the basics of financial literacy, focusing on the importance of balancing present and future financial needs. Through inquiry-based learning, students will explore concepts such as budgeting, saving, and financial decision-making. This lesson is crucial as it equips students with essential skills to manage their finances effectively, preparing them for future financial responsibilities.

Tier 1
2/25

Timothy Sinclair

Special Education Teacher

Financial Fitness

In this lesson, students will learn the basics of managing credit, understanding loans, and avoiding debt. They will explore different credit management strategies, understand the implications of taking out loans, and learn practical tips to avoid falling into debt. The lesson includes interactive scenarios and discussions to reinforce their understanding.

Tier 1
2/25

Zabrina Walker

Instructor

Ready for the Real World?

A comprehensive core lesson introducing students to daily living skills—money management, personal care, and time planning—so they feel confident tackling real-life tasks. Perfect for 9th–10th grade special education students in a single 60-minute session.

Tier 1
9/8
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Susan Ayers

Instructor

Life Skills: Time Management

In this lesson, students will learn about the importance of time management as a crucial life skill. This lesson is important because effective time management can lead to better academic performance, improved mental health, and overall productivity.

Tier 1
2/25
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Chelsea Barberi

Biology, Chemistry, Health & Fitness

Adulting 101: Your Launchpad

This lesson prepares 12th-grade postgraduate students for the practicalities of adult living, focusing on essential skills like financial literacy, independent living, and career planning. It empowers students with the knowledge and confidence to navigate life after high school. Designed for one 45-minute session for an entire classroom.

Tier 1
10/1

Jessica Bassett

Special Education Teacher

Your Brain, Your Boss!

This lesson empowers high school sophomores to master time management and organizational skills, crucial for academic success and daily life. Students will learn practical strategies to track assignments and responsibilities, fostering independence and reducing stress. This single 45-minute session is designed for a whole classroom setting (Tier 1).

Tier 1
9/17
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junger

Counselor

Your Time, Your Power!

This lesson helps 12th-grade students master time management skills, focusing on practical strategies to balance academic, extracurricular, and personal responsibilities. It's a crucial life skill for success in school and beyond. Single 30-minute session.

Tier 1
10/17
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Liz Vegovisch

Counselor

The Game of Life: Navigating Financial Literacy and Life Choices

This lesson uses the classic board game to teach students about financial literacy and life choices. By simulating real-life scenarios, students learn the importance of decision-making and planning for their future. Designed for a 6th-grade class, this single-session lesson lasts 55 minutes and is part of Tier 1 classroom-wide supports.

Tier 1
4/2

Jade Hodge

English

Where Does My Money Go Every Month?

This resource introduces 6th grade students to tracking their spending and understanding where their money is allocated. It's crucial for 6th graders to see the tangible impact of their choices on their finances. This lesson is designed for a single 50-minute session for a 6th-grade class.

Tier 1
9/26
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Tammy Thompson

General Education Teacher

What’s Your Budget Buddy?

In this 90-minute per session, Tier 1 project-based lesson for 4th graders, students collaborate to design a budgeting app concept—applying real-world math and decision-making by tracking pretend income and expenses. This engaging, hands-on project promotes financial literacy and teamwork across multiple sessions.

Tier 1
6/5
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Cindy Diana Morales

General Education Teacher

What’s Your Spending Story?

A whole-class starter that kickstarts students’ understanding by letting them track and analyze their real-life spending over a week—laying the foundation for smart budgeting. This 45-minute, single-session lesson for 9th graders in Tier 1 helps build essential financial literacy and real-world money management skills.

Tier 1
8/7

Kimberly Johnson

Special Education Teacher

The 'Money Smart' Superhero

This engaging resource consolidates all the budgeting concepts learned into a fun, interactive experience. Students embody 'Money Smart' superheroes, applying their knowledge to solve financial challenges. This lesson is for 1st Grade, designed for one 50-minute session.

Tier 1
10/14
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Lisa Traxler [Lowman ES]

General Education Teacher

How Much Does Your Dream Life Cost?

This resource helps 10th-grade students connect their aspirations to financial realities by budgeting for a hypothetical future lifestyle. It's crucial for showing students the practical application of budgeting and goal setting. Designed for a 10th-grade class, this lesson will take approximately 90 minutes.

Tier 1
10/9
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Patrick Sullivan

Special Education Teacher

Money Matters

This interactive session introduces 8th graders to startup costs, profit calculation, and break-even analysis, building foundational financial literacy for entrepreneurship. Perfect for a 55-minute class, this Tier 1 lesson equips students with practical skills for real-world business decision making.

Tier 1
6/29
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Hafsa Sheikh

General Education Teacher

Spin for Your Future

In this 30-minute lesson, tenth graders will learn how to access and complete the Game of Life assessment in Schoolinks, exploring how big and small financial decisions shape their future. This hands-on simulation fosters financial literacy by allowing students to experience the consequences of real-world choices in an engaging, interactive environment.

Tier 1
7/27
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lgee

School Administrator

Cash Quest Adventure

In this 30-minute Tier 1 grade 5 lesson, students embark on a “Cash Quest Adventure” to learn the basics of earning, saving, and budgeting money through real-world scenarios. Financial literacy empowers young learners to make smart money choices now and in the future.

Tier 3
8/31
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Fatema J

General Education Teacher

Money Moves 101

This 30-minute Tier 1 money math lesson helps transition students aged 18–22 build practical skills for handling everyday financial transactions, like counting money and making change. Mastering these skills promotes independence and confidence in real-world situations.

Tier 1
9/22
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Matthew Sullivan

Special Education Teacher

Budgeting Blueprint

In this engaging 30-minute lesson, 10th graders will explore budgeting and saving through STEAM concepts using the ADDIE model, making personal finance hands-on and IEP-friendly. This lesson equips students with practical money-management skills, collaborative activities, and a fun game to reinforce learning. Includes lesson plan, reading, discussion, activity, game, and worksheet.

Tier 1
5/30
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erika.matthews

General Education Teacher

Budgeting Bonanza

In this 30-minute 4th grade lesson, students will learn number operations through real-life budgeting scenarios, building essential life skills in money management and decision-making. This Tier 1 lesson helps students practice addition, subtraction, and multiplication while planning a mock party budget.

Tier 1
6/16
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Momina Hasan

General Education Teacher

Where Does All My Money Go?

This resource helps students track their spending and identify where their money truly goes, revealing hidden spending habits. Understanding personal cash flow is the first step to taking control of financial decisions and building a strong budget. Designed for a 9th Grade Class, this lesson takes 60 minutes.

Tier 1
10/6
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Jasmin Adan

Counselor

Balancing Work and Life: Strategies for Success

This lesson will guide 12th-grade students through the concept of work-life balance, emphasizing its importance and exploring strategies to maintain it. Through discussions and interactive activities, students will learn about the impact of stress and effective time management techniques. This lesson is crucial as it prepares students for future challenges in balancing personal and professional responsibilities, fostering lifelong skills for well-being and productivity.

Tier 1
2/25
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Shannon Janovitz

Instructor

Level Up Life

A one-on-one, 30-minute coaching session designed to help a 12th-grade student develop key life skills in hygiene, budgeting, and social interactions through personalized benchmarks and a digital badge system. This toolkit fosters independence and self-confidence with ongoing tracking and reflection in Tier 3 supports.

Tier 3
9/8
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Susan Ayers

Instructor

Grocery Shopping Skills

This lesson focuses on teaching life skills related to grocery shopping for high school special education students with moderate disabilities. Students will learn how to plan a grocery trip, identify items, and understand basic budgeting. This lesson is crucial as it empowers students with essential life skills, promoting independence and confidence in everyday tasks.

Tier 3
2/25
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Amber Henry

Special Education Teacher

Why Money Matters

An engaging introduction to the importance of financial literacy, covering basic financial principles and their impact on life choices. This lesson will help students understand the role of money in achieving goals and stability. Designed for a 9th-grade class, this 45-minute session will provide foundational knowledge in financial literacy, empowering students to make informed financial decisions.

Tier 1
3/25

Charles Douglas

Behavior Interventionist

Future You

This resource encourages students to think about the impact of their current planning and prioritizing decisions on their future selves. It fosters a proactive mindset and teaches long-term consequences of organizational habits. Designed for a 7th Grade Special Education Group, this lesson is 40 minutes long.

Tier 2
9/18
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Adison Holmes

Special Education Teacher

Becoming a Successful Student Series

This series of lessons is designed to equip high-achieving 7th-grade students with essential skills for academic success. Each lesson focuses on a different aspect: time management, study skills, emotional intelligence, and grit. By mastering these skills, students will be better prepared to handle academic challenges and achieve their goals.

Tier 1
3/12
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Darcy Lord-Evans

Counselor

FDIC Money Mastery

A 6-session course for adult ESL learners teaching financial literacy through FDIC resources. Students will build vocabulary, understand deposit insurance, and practice real-life money skills. Each 1-hour session includes engaging activities, discussions, games, worksheets, and quizzes to reinforce learning.

Tier 1
8/19

Tierra Gray

Instructor

College Costs and Career Paths

In this lesson, students will explore the costs associated with different levels of college education required for various career paths. This lesson is important as it helps students understand the financial implications of their career choices and encourages them to think critically about their future education and career planning.

Tier 1
2/25
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Elizabeth Baker

Counselor

Mastering Time: Prioritization and Workload Management for Adults with ADHD

This 3-session lesson is designed for a 25-year-old individual with ADHD, focusing on managing workload efficiently and prioritizing tasks. The lesson aims to equip the individual with practical strategies to enhance productivity and reduce overwhelm, using personalized approaches tailored to their unique needs.

Tier 3
3/18

Jenny Brennan

Behavior Interventionist, General Education Teacher

Your Future, Your Focus

This lesson teaches 9th-grade CTE high school students essential goal-setting and time management skills. It's crucial for students to learn how to effectively plan and manage their time to succeed in their academic and future career paths. This lesson is designed for a single 30-minute session with the entire class.

Tier 1
Monday

Kim

Counselor

SMART Career Planning

This lesson focuses on helping juniors develop career readiness skills by creating S.M.A.R.T. goals. Students will watch a video on how to develop a S.M.A.R.T. career plan, engage in a discussion, and complete a worksheet to create their own career goals. This lesson is important as it equips students with practical tools to set and achieve career objectives, fostering motivation and clarity in their career paths.

Tier 1
2/25
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Whitney Kertz

Counselor

Master Your Time, Master Your Life

This 30-minute lesson for 8th-grade middle school students focuses on developing effective time-management and organizational skills. Students will learn practical strategies to manage their academic and personal responsibilities, reducing stress and improving their overall success. It's crucial for students to grasp these skills early to navigate increasing demands and build self-sufficiency.

Tier 1
9/22
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Melanie Rose

Counselor

Mastering Your Mind

This 5-session lesson series on executive functioning is designed for 7th graders, focusing on essential skills like organization, time management, and self-regulation. These skills are crucial for academic success and personal development, helping students navigate school and life more effectively.

Tier 1
5/5
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bbeldenscott

Counselor, Social Worker

Mastering Your Mind

This two-session lesson focuses on teaching students executive functioning skills, crucial for improving work completion and overall academic success. Through engaging activities, worksheets, and readings, students will learn strategies to enhance their planning, organization, and time management skills.

Tier 1
4/17
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Wade Paiva

Special Education Teacher

Your Brain, Your Boss!

This 8-week program is designed for 11th-grade students to sharpen their executive functioning skills, fostering better academic habits and essential life skills. Each 45-minute session focuses on practical strategies for planning, organization, time management, and self-regulation, crucial for success in school and beyond.

Tier 2
10/10
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Diane Celona

Counselor

Master Your Minutes

In this engaging 30-minute counseling session, students will learn practical time management strategies to prioritize tasks, set realistic goals, and create personalized schedules. This lesson helps students build essential life skills to balance academic, extracurricular, and personal responsibilities effectively.

Tier 1
8/14
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Brittnee' Rodgers

Social Worker

Career Kickstart

In this 30-minute Tier 1 lesson, adult transition students will explore essential vocational skills—job searching, resume basics, and interview etiquette—to boost workplace confidence. This quick, hands-on session equips learners with practical strategies to transition smoothly into employment.

Tier 1
8/29
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Matthew Sullivan

Special Education Teacher

Juggling It All: Advanced Planning

This lesson helps 5th-grade students understand the importance of balancing academic, social, and personal commitments. Students will learn to prioritize tasks and design a realistic weekly schedule, fostering crucial life skills for managing their time effectively. This single-session lesson is designed for a 60-minute duration.

Tier 1
10/18
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Heidi Moore

Counselor

Mastering Your Schedule: Time Management

In this lesson, students will explore techniques for effective time management, focusing on prioritization and planning. Through practical exercises and discussions, students will learn how to organize their tasks efficiently, which is crucial for academic success and personal growth. This lesson will empower students to take control of their schedules, reduce stress, and improve productivity.

Tier 1
2/25
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Loren Baccari

Counselor

Wants Versus Needs

In this 90-minute session, adult learners with disabilities will explore the difference between wants and needs, practice categorizing items, and apply this knowledge to real-life decision-making. This lesson is vital for fostering financial independence and self-advocacy. Audience: Adult learners with disabilities; Duration: 1 session (90 minutes); Tier: 3 (Individual Support).

Tier 3
8/25
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Tia Washington

Counselor, Special Education Teacher, Paraprofessional

Your Brain's Boss

This 30-minute, Tier 3 lesson for a 6th-grade individual student will introduce key executive functioning skills and strategies to help manage tasks, thoughts, and emotions more effectively. This is important because developing strong executive functioning skills empowers students to succeed academically and in daily life.

Tier 3
10/13

Kaitlin Carroll

Counselor

Smart Choices: Navigating Life's Crossroads

This lesson is designed for students who have been suspended for breaking school rules, focusing on enhancing their decision-making skills. Through realistic examples and engaging activities, students will learn to evaluate situations and make informed choices. This 30-minute session aims to empower students with the tools to navigate life's challenges more effectively.

Tier 2
3/21
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Jami Dion

School Administrator

Workforce Ready: Skills for Success

This lesson focuses on preparing exceptional children for entering the workforce by enhancing their understanding of resume writing, cover letters, and financial literacy. Through experiential and game-based learning, students will engage in activities that simulate real-world scenarios, fostering skills necessary for employment. This lesson is crucial as it equips students with practical tools and confidence to navigate the job market effectively.

Tier 1
2/25

Timothy Sinclair

Special Education Teacher

Reality Check: Can You Afford Yourself?

This lesson engages 12th-grade students in a reality check to assess their financial readiness for post-graduation life. Through active and experiential learning strategies, students will calculate potential expenses and income, and reflect on their financial preparedness. This lesson is crucial for helping students understand the importance of financial planning and making informed decisions about their future.

Tier 1
2/25

Rochelle Long

Counselor

Mastering Your Mindset

This resource focuses on strategies for managing impulses and setting achievable goals, vital for self-management. It helps students develop the discipline needed to make thoughtful choices and work towards their aspirations. Audience: 7th Grade Class, Duration: 60 minutes.

Tier 1
9/25
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Grace LeSurf

Special Education Teacher

Time Management: Mastering Schedules

In this lesson, Achievers will learn essential time management skills by engaging in activities that involve creating daily schedules and setting priorities. This lesson is important as it helps students understand the value of planning and organization, which are crucial skills for academic success and personal growth.

Tier 1
2/25

Aaron Armstrong

Social Worker, General Education Teacher, Special Education Teacher

Your Money, Your Power!

This lesson introduces 8th-grade students to the fundamental concepts of financial health and financial literacy. Students will learn how understanding their money can empower them to make smart decisions for their future. This single session is designed for a 30-minute classroom period.

Tier 1
Monday
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Devin Deveau

General Education Teacher

Level Up Your Life

A 5-week, self-paced executive function course for an independent 12th grader, where each week you choose and complete one of three themed life skills tasks, log your progress with fun emojis, and earn a free reward week at the end. Weeks 1–4 build routine with choice and reflection; Week 5 is a free reward break.

Tier 3
6/12
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Migle Zaliukaite-Limantas

Counselor

Mastering Life Skills

This 10-session lesson series for middle school students focuses on essential life skills such as coping skills, time management, conflict resolution, study skills, self-advocacy, communication skills, resiliency, leadership, friendship, and empathy. Each session is designed to be 15 minutes long, providing students with practical strategies to enhance their personal and academic lives.

Tier 1
4/15

malane

Psychologist

Mastering Life Skills

This 10-session lesson series for middle school students focuses on essential life skills such as coping skills, time management, conflict resolution, study skills, self-advocacy, communication skills, resiliency, leadership, friendship, and empathy. Each session is designed to be 15 minutes long, providing students with practical strategies to enhance their personal and academic lives.

Tier 1
7/31
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Krystle Johnson

Instructor

Mastering Life Skills

This 10-session lesson series for middle school students focuses on essential life skills such as coping skills, time management, conflict resolution, study skills, self-advocacy, communication skills, resiliency, leadership, friendship, and empathy. Each session is designed to be 15 minutes long, providing students with practical strategies to enhance their personal and academic lives.

Tier 1
7/31
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Krystle Johnson

Instructor

Dream Big: SMART Goals

This lesson helps 11th-grade students understand and apply the SMART framework to set effective short-term and long-term financial goals. By the end of this 30-minute session, students will gain practical skills for planning their financial future. This lesson focuses on financial literacy and personal wellness.

Tier 1
10/2

Molly Mulhern

Instructor

Time Is Money

Teach students the value of time as a resource. This lesson will help them understand how time management can impact their productivity and success in academic and personal life. Designed for 6th grade students, this lesson will be conducted in one session lasting 20 minutes, focusing on individual support to enhance personal time management skills.

Tier 3
3/12
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Jabari Garrette

Counselor

Own Your Choices

This 15-minute lesson for 10th-grade students introduces the concept of self-regulation and its importance in daily life. Students will learn to identify self-regulation skills and strategies to manage their thoughts, emotions, and actions. This skill is crucial for academic success, personal well-being, and navigating social situations effectively.

Tier 1
9/24
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Nick Lippman

General Education Teacher

Owning Our Choices

Exploring the importance of personal accountability and how it influences our lives.

Tier 1
3/7

Carla Eliezer

Social Worker, Counselor

Skill Snapshot: Life Skills Career Bridge

This small-group lesson helps 10th-grade students connect practical life skills like time management and communication to real-world job scenarios. It empowers them to identify and develop essential skills for future career success. Designed for one 45-minute session.

Tier 2
9/16
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Kimberly Harbaugh

Counselor

Virtual Life Skills Bingo

This lesson uses a game-based learning approach to teach high school students strategies that are applicable both in school and in life. Through a virtual bingo game, students will explore and discuss various strategies, enhancing their understanding and ability to apply these skills in real-world scenarios. This lesson is important as it helps students recognize the value of transferable skills, promoting lifelong learning and adaptability.

Tier 1
2/25

Nakia Avery

Counselor