Budgeting
Suggested Resources
Where Does All Your Money Go
Tier 1
8th Grade Class
60 mins
This resource helps students track their current spending habits to understand where their money is actually going. It's crucial for building awareness before they can even begin to budget effectively.
Budgeting Basics
Tier 2
7th Grade Group
45 mins
A foundational guide for small groups to grasp the core principles of creating a personal budget. This resource provides hands-on practice to build essential financial literacy skills.
My Financial Blueprint
Tier 3
10th Grade Student
90 mins
Designed for individual students, this resource empowers them to create a personalized financial plan that aligns with their future goals. It's vital for fostering long-term financial responsibility and goal-setting.
Can You Afford That Dream
Tier 1
9th Grade Class
50 mins
This engaging activity challenges students to budget for a desired item or experience, making budgeting tangible and exciting. It connects abstract financial concepts to real-world aspirations.
Smart Spending
Tier 2
6th Grade Group
35 mins
Focusing on making conscious spending choices, this resource helps small groups differentiate between needs and wants. It's essential for developing critical thinking around purchasing decisions.
The Future You Fund
Tier 3
11th Grade Student
75 mins
This resource guides individual students through understanding how saving and investing now can impact their future financial well-being. It inspires forward-thinking financial planning and discipline.
Is Debt a Friend or Foe
Tier 1
12th Grade Class
65 mins
A comprehensive lesson for the whole class on understanding different types of debt, their implications, and how to manage them responsibly. This resource is vital for preventing future financial pitfalls.
Saving Strategies
Tier 2
7th Grade Group
40 mins
This resource equips small groups with practical strategies for saving money, from setting goals to automating savings. It provides actionable steps for building financial security.
Navigating Paychecks
Tier 3
10th Grade Student
55 mins
An individualized guide to understanding paychecks, deductions, and net income. This resource helps students prepare for their first jobs and manage their earnings effectively.
What's Your Money Mindset
Tier 1
8th Grade Class
20 mins
This warm-up and discussion activity encourages students to reflect on their personal beliefs and attitudes towards money. Understanding their money mindset is key to developing healthy financial habits.
Emergency Fund
Tier 2
9th Grade Group
30 mins
A focused resource for small groups on the importance of building an emergency fund and practical steps to achieve it. This teaches resilience and preparedness for unexpected financial challenges.
Budgeting for College Life
Tier 3
11th Grade Student
80 mins
This resource provides an individual student with a realistic look at budgeting for higher education and independent living expenses. It prepares them for the financial realities beyond high school.