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Career & Life Skills
Financial Literacy

Financial Literacy

Empower your students or children with essential money-smart skills using our free Financial Literacy resources. Explore engaging lessons, hands-on activities, and real-world scenarios that demystify budgeting, saving, and smart spending. Perfect for educators, parents, and learners, these tools build confidence for lifelong decision-making and practical financial success.

Budgeting & Saving

Credit & Debt Management

Investing Basics


Suggested Resources

How Do You Build a Budget?

Tier 1

7th Grade Class

45 mins

A whole-class exploration of personal budgeting that equips students with step-by-step budgeting skills to manage allowance or earnings.

Money Moves

Tier 2

9th Grade Group

30 mins

A small-group intensive on key financial decisions like saving versus spending, designed to boost confidence in money management.

The Cash Compass

Tier 1

8th Grade Class

60 mins

An intriguing concept-based unit introducing students to financial goal-setting and tracking using real-world tools.

Can You Decode Credit Scores?

Tier 2

10th Grade Group

40 mins

A targeted workshop that demystifies credit scores, how they’re calculated, and ways to improve them.

Investing Unlocked

Tier 1

11th Grade Class

55 mins

A whole-class session that introduces investing basics and empowers students to simulate stock market decisions.

Spend Smart

Tier 3

12th Grade Student

25 mins

An individualized coaching kit that helps a student analyze spending habits and create a personalized plan to reduce unnecessary expenses.

What’s Your Financial Future?

Tier 1

12th Grade Class

50 mins

A career & life skill lesson where students link financial literacy to future career goals and lifestyle planning.

Debt Detox

Tier 2

11th Grade Group

35 mins

A small-group module guiding students through strategies to manage and pay down debt responsibly.

The Savings Vault

Tier 1

6th Grade Class

45 mins

A class-wide experience that gamifies savings challenges to build healthy money habits.

Future-Proof Finance

Tier 3

12th Grade Student

30 mins

A one-on-one mentoring packet that helps a student craft a multi-year financial plan for life after graduation.

Currency Quest

Tier 1

5th Grade Class

50 mins

An adventurous themed unit where students discover different currencies and compare value, exchange rates, and purchasing power.

Financial DNA

Tier 2

8th Grade Group

40 mins

A small-group deep dive into personal money personality types to help students tailor strategies for saving and spending.

Community Resources

Community Resources

Financial Literacy for Careers

This lesson will introduce students to essential financial literacy topics within the context of their future careers. Students will learn about budgeting, saving, and understanding benefits packages. This lesson is important as it prepares students with practical skills for managing their finances efficiently and making informed decisions about future employment opportunities.

Tier 1
2/25

Diana Lopez

l

PA Instructor

Financial Literacy Basics

This lesson introduces students to essential financial literacy concepts, focusing on budgeting, saving, and understanding paychecks. These skills are crucial for career readiness and personal financial management. By learning these concepts, students will be better prepared to manage their finances effectively, make informed decisions, and plan for their future careers.

Tier 1
2/25
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Jennifer Babler

D

AZ Counselor

Money Matter$

This lesson introduces students to basic financial concepts such as saving, budgeting, and making smart financial decisions. Through engaging activities and simulations, students will gain a foundational understanding of how to manage their finances effectively. This lesson is crucial for equipping youth with the knowledge and skills they need to make informed financial choices, setting the stage for a financially stable future.

Tier 1
2/25

Jade Hodge

p

TN English

Pathways to Financial Success

This lesson uses the video 'What's Your Path After High School?' to guide students through various financial decisions they will face after graduation. Activities include budgeting exercises and discussions on saving, investing, and managing debt. This lesson helps students make informed decisions about their financial future.

Tier 1
2/25
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Shelley Moreno

D

AZ Instructor

Financial Literacy Fun

This lesson aims to introduce young students to financial literacy concepts such as saving, budgeting, and the value of money through interactive discussions and activities. Understanding these basics will help empower the students to make informed decisions about money in their daily lives.

Tier 1
2/25

Michael Gooch

p

TN Instructor

Earn & Save Smart

In this 30-minute session, 7th graders will explore key life skills for landing their first job and managing money wisely. Through interactive activities, students will learn how to set financial goals, budget earnings, and understand basic money management—skills that empower them to make smart financial decisions now and in the future.

Tier 1
7/18
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Kate Mills

F

CO General Education Teacher

Financial IQ

In this interactive session, students explore budgeting, saving, and financial decision-making to build foundational money management skills. Empowering 9th graders with real-world tools for responsible financial habits in a single 50-minute class.

Tier 1
7/31
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Maria Avina

E

CA Special Education Teacher

Financial Literacy Basics

This lesson introduces students to basic financial concepts such as budgeting, saving, and understanding credit. By learning how to manage their finances through hands-on activities, students will gain essential skills needed for their financial future.

Tier 1
2/25
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Dan Tarquin

D

AZ Math, Physics

Financial Literacy Exploration

This lesson introduces students to the basics of financial literacy, focusing on the importance of balancing present and future financial needs. Through inquiry-based learning, students will explore concepts such as budgeting, saving, and financial decision-making. This lesson is crucial as it equips students with essential skills to manage their finances effectively, preparing them for future financial responsibilities.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

Personal Finance 101: Budgeting Basics

This lesson introduces students to essential financial concepts such as budgeting, saving, and spending wisely. Through interactive activities, students will learn to make informed financial decisions, which are crucial skills for their future independence and financial well-being.

Tier 1
2/25
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Nicole Camp

S

MA Psychologist

Financial Literacy 101: Building Foundations

This lesson introduces 8th-grade students to essential financial concepts such as saving, budgeting, and distinguishing between needs and wants. By building foundational skills in financial literacy, students will be better equipped to make responsible financial decisions in the future. This lesson is crucial as it empowers students with the knowledge to manage their finances effectively, fostering independence and financial responsibility.

Tier 1
2/25
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Patricia Wood

S

MA Counselor

Financial Fitness

In this lesson, students will learn the basics of managing credit, understanding loans, and avoiding debt. They will explore different credit management strategies, understand the implications of taking out loans, and learn practical tips to avoid falling into debt. The lesson includes interactive scenarios and discussions to reinforce their understanding.

Tier 1
2/25

Zabrina Walker

p

TN Instructor

Smart Money Moves

This lesson introduces basic financial concepts such as saving, budgeting, and making smart financial decisions through engaging activities and simulations. It is designed to equip teens with the knowledge and skills to manage their finances responsibly.

Tier 1
2/25

Jade Hodge

p

TN English

Financial Literacy Fundamentals

This lesson introduces 11th-grade students to essential financial concepts such as saving, budgeting, and smart spending. Through engaging simulations and activities, students will develop practical money management skills that are crucial for their future financial well-being. This lesson is important as it equips students with the knowledge and skills needed to make informed financial decisions, fostering financial independence and responsibility.

Tier 1
2/25
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Nicole Camp

S

MA Psychologist

Money Matters: Budgeting Basics

This lesson introduces 7th-grade students to the fundamentals of budgeting, a crucial life skill that empowers them to manage their finances effectively. Through engaging activities and discussions, students will learn how to create a simple budget, understand the importance of saving, and make informed financial decisions. This 30-minute session is designed to provide students with practical knowledge that they can apply in real-life scenarios, fostering financial literacy from an early age.

Tier 1
4/4
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Linda Beard

a

NC General Education Teacher

Smart Money Moves

This lesson introduces 11th-grade students to essential financial literacy skills, focusing on budgeting, saving, and managing personal finances. Students will engage in activities that help them understand the importance of financial planning for their future careers. This lesson is crucial as it equips students with the knowledge to make informed financial decisions, fostering independence and responsibility.

Tier 1
2/25
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Whitney Kertz

X

MO Counselor

Budgeting Basics for Future Success

In this lesson, students will learn the essentials of budgeting and financial planning for life after high school. This practical lesson will cover managing expenses, saving, and understanding credit, providing students with the tools they need to make informed financial decisions. This lesson is crucial as it equips students with the knowledge to handle real-world financial situations, promoting independence and financial literacy.

Tier 1
2/25
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Anna Urias

D

AZ Counselor

Money Matters

This lesson introduces 9th grade students to the fundamentals of personal finance, focusing on budgeting, saving, and planning—essential skills for workplace independence and real-world money management. Students will build practical money management habits through interactive activities and reflections over a single 50-minute session.

Tier 1
8/15
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Austin Horn

Q

KY Special Education Teacher

Budgeting Basics Bonanza

In this lesson, students will explore the fundamentals of budgeting through engaging activities and real-life scenarios. They will learn how to allocate funds wisely, understand the importance of saving, and make informed financial decisions. This lesson is crucial for developing financial literacy skills that will benefit students throughout their lives.

Tier 1
2/25

Shereen Barzey-Kinard

h

NY Social Worker

Financial Freedom

In this Tier 2 project-based lesson, 11th graders in small groups learn to create mock personal budgets and savings plans for college life, building skills for financial independence. Over a 60-minute session, students will explore budgeting basics, apply concepts, and present their financial plans—essential for responsible money management.

Tier 2
6/20
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Emily Miranda

X

MO General Education Teacher

Budgeting Basics: Building Financial Literacy

In this lesson, students will explore the fundamentals of budgeting by creating a simple budget based on a hypothetical part-time job. This lesson emphasizes financial literacy and decision-making skills, which are crucial for students as they prepare for financial independence. By understanding how to manage money effectively, students will be better equipped to make informed financial decisions in the future.

Tier 1
2/25
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Paul Tentindo

S

MA Psychologist

Are You Financially Fit?

Classroom session on budgeting, saving, and smart spending to empower students with practical money management skills for 9th graders in a 60-minute Tier 1 lesson.

Tier 1
8/23
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Elizabeth D. Williams

s

VA General Education Teacher

Budgeting Basics

In this lesson, students will explore the fundamentals of budgeting, including tracking expenses and setting financial goals. Through interactive activities and real-life scenarios, students will develop financial literacy skills that are essential for personal and academic success. This lesson is important as it equips students with the knowledge to manage their finances effectively, fostering responsible financial behavior from a young age.

Tier 1
2/25
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Amber Morneweg

D

AZ Special Education Teacher

Workforce Ready: Skills for Success

This lesson focuses on preparing exceptional children for entering the workforce by enhancing their understanding of resume writing, cover letters, and financial literacy. Through experiential and game-based learning, students will engage in activities that simulate real-world scenarios, fostering skills necessary for employment. This lesson is crucial as it equips students with practical tools and confidence to navigate the job market effectively.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

The Game of Life: Navigating Financial Literacy and Life Choices

This lesson uses the classic board game to teach students about financial literacy and life choices. By simulating real-life scenarios, students learn the importance of decision-making and planning for their future. Designed for a 6th-grade class, this single-session lesson lasts 55 minutes and is part of Tier 1 classroom-wide supports.

Tier 1
4/2

Jade Hodge

p

TN English

FDIC Money Mastery

A 6-session course for adult ESL learners teaching financial literacy through FDIC resources. Students will build vocabulary, understand deposit insurance, and practice real-life money skills. Each 1-hour session includes engaging activities, discussions, games, worksheets, and quizzes to reinforce learning.

Tier 1
8/19

Tierra Gray

y

DC Instructor

Budget Mastery Workshop

In this 60-minute Tier 2 workshop for high school students, participants will deepen their financial literacy by creating detailed budgets, planning for future goals, and exploring investment basics. This hands-on session hones critical thinking, decision-making, and real-world money management skills.

Tier 2
8/22
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Kandy Goforth

F

CO Special Education Teacher

Why Money Matters

An engaging introduction to the importance of financial literacy, covering basic financial principles and their impact on life choices. This lesson will help students understand the role of money in achieving goals and stability. Designed for a 9th-grade class, this 45-minute session will provide foundational knowledge in financial literacy, empowering students to make informed financial decisions.

Tier 1
3/25

Charles Douglas

a

NC Behavior Interventionist

Spin for Your Future

In this 30-minute lesson, tenth graders will learn how to access and complete the Game of Life assessment in Schoolinks, exploring how big and small financial decisions shape their future. This hands-on simulation fosters financial literacy by allowing students to experience the consequences of real-world choices in an engaging, interactive environment.

Tier 1
7/27
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lgee

S

MA School Administrator

Budgeting Basics

This lesson introduces 9th-grade students to the basics of budgeting and saving money through interactive activities. It aims to build foundational financial literacy skills, which are crucial for managing personal finances effectively. By understanding budgeting, students can make informed financial decisions and develop habits that will benefit them throughout their lives.

Tier 1
2/25
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Amber Henry

a

NC Special Education Teacher

Budget Boss

In this three-session course, special education transition young adults will learn practical budgeting skills through interactive exercises and a culminating personal budget project. Each 20-minute session includes accessible activities adapted for autism, ADHD, and non-verbal learners, ensuring engagement and mastery of essential money management. Audience: Transition-age young adults.

Tier 3
8/18
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Kandy Goforth

F

CO Special Education Teacher

Diploma to Dollars: A Family Finance Night

This lesson aims to educate high school students and their families about the financial implications of obtaining a high school diploma. Through inquiry-based and active learning strategies, participants will explore how educational attainment affects career opportunities and financial stability. This session is crucial for motivating students to complete their high school education, highlighting the connection between education, career choices, and the ability to meet basic living needs.

Tier 1
2/25

Nakia Avery

a

NC Counselor

Keys to Independence

Empower 9th grade students in a small-group workshop to master functional money management skills like budgeting and decision-making. This Tier 2 session uses hands-on activities and real-life scenarios to build confidence and independence in financial tasks.

Tier 2
8/13
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Tosha Hiller

b

ND Instructor

Money Matters

This interactive session introduces 8th graders to startup costs, profit calculation, and break-even analysis, building foundational financial literacy for entrepreneurship. Perfect for a 55-minute class, this Tier 1 lesson equips students with practical skills for real-world business decision making.

Tier 1
6/29
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Hafsa Sheikh

q

TX General Education Teacher

College Costs and Career Paths

In this lesson, students will explore the costs associated with different levels of college education required for various career paths. This lesson is important as it helps students understand the financial implications of their career choices and encourages them to think critically about their future education and career planning.

Tier 1
2/25
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Elizabeth Baker

q

TX Counselor

From Allowance to Income

Help students transition from managing an allowance to earning and budgeting their own income. This lesson is essential for fostering financial independence, especially for 12th-grade students preparing for adulthood. The lesson will cover key financial literacy skills such as budgeting, saving, and understanding income sources over one 60-minute session.

Tier 1
3/4
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Kate Stein

t

VT Instructor

Money Mastery

In this 45-minute small group lesson, 10th grade special education students will engage in hands-on budgeting and shopping practice to learn essential daily living skills. This Tier 2 intervention supports real-world financial management, guiding students to create budgets, track spending, and apply decision-making in a simulated grocery environment.

Tier 2
8/26
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Regina Sapp

L

IA Special Education Teacher

Investing 101: Growing Your Wealth

In this lesson, students will learn the fundamentals of investing, including stocks, bonds, and mutual funds. They will explore the concepts of risk and reward and participate in a simulated investment activity to apply their knowledge. This lesson is crucial for equipping students with financial literacy skills that will help them make informed decisions about their financial futures.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

Career Quest Challenge

In this quick and engaging lesson, students will participate in a game-based activity called 'Career Quest Challenge' to explore various career programs of study. This lesson is important as it introduces students to different career paths in an interactive way, helping them to consider their future options and interests.

Tier 1
2/25
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Alauna Hollingsworth

q

TX Counselor, General Education Teacher

The Power of Saving: Building a Future

This lesson introduces 11th-grade students to the concept of saving money, focusing on savings accounts, interest, and the benefits of starting to save early. By understanding these concepts, students will be better equipped to make informed financial decisions that can lead to financial security in the future. This lesson is crucial as it empowers students with the knowledge to plan for their financial future.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

Life Skills: Time Management

In this lesson, students will learn about the importance of time management as a crucial life skill. This lesson is important because effective time management can lead to better academic performance, improved mental health, and overall productivity.

Tier 1
2/25
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Chelsea Barberi

D

AZ Biology, Chemistry, Health & Fitness

Becoming a Successful Student Series

This series of lessons is designed to equip high-achieving 7th-grade students with essential skills for academic success. Each lesson focuses on a different aspect: time management, study skills, emotional intelligence, and grit. By mastering these skills, students will be better prepared to handle academic challenges and achieve their goals.

Tier 1
3/12
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Darcy Lord-Evans

a

NC Counselor

Money Matters

In this lesson, students will learn the basics of money, including coins and bills, and their values through hands-on activities. This lesson is important as it helps students develop financial literacy skills and understand the value of money, which are essential life skills.

Tier 1
2/25
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Jazlyn Marcos

j

OK Math, English, History, Earth Science, Biology, Physics

Budgeting Basics for 7th Graders

In this lesson, 7th-grade students will learn the basics of budgeting through interactive activities and relatable scenarios. This lesson aims to introduce students to financial literacy by helping them understand the importance of managing money wisely, which is a crucial skill for their future financial well-being.

Tier 1
2/25

Judy Nascimento

a

NC Counselor

Career Kickstart

In this 30-minute Tier 1 lesson, adult transition students will explore essential vocational skills—job searching, resume basics, and interview etiquette—to boost workplace confidence. This quick, hands-on session equips learners with practical strategies to transition smoothly into employment.

Tier 1
8/29
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Matthew Sullivan

S

MA Special Education Teacher

Career Quest

In this lesson, students will engage in a game-based activity called 'Career Quest' to explore various career paths. This lesson is important as it helps students begin thinking about their future careers and the skills they may need to develop. By actively participating in this exploration, students can gain insights into different professions and consider their interests and strengths.

Tier 1
2/25
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Paulina Chin

S

MA Counselor

SMART Career Planning

This lesson focuses on helping juniors develop career readiness skills by creating S.M.A.R.T. goals. Students will watch a video on how to develop a S.M.A.R.T. career plan, engage in a discussion, and complete a worksheet to create their own career goals. This lesson is important as it equips students with practical tools to set and achieve career objectives, fostering motivation and clarity in their career paths.

Tier 1
2/25
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Whitney Kertz

X

MO Counselor

Mastering Life Skills

This 10-session lesson series for middle school students focuses on essential life skills such as coping skills, time management, conflict resolution, study skills, self-advocacy, communication skills, resiliency, leadership, friendship, and empathy. Each session is designed to be 15 minutes long, providing students with practical strategies to enhance their personal and academic lives.

Tier 1
7/31
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Krystle Johnson

a

NC Instructor

Mastering Life Skills

This 10-session lesson series for middle school students focuses on essential life skills such as coping skills, time management, conflict resolution, study skills, self-advocacy, communication skills, resiliency, leadership, friendship, and empathy. Each session is designed to be 15 minutes long, providing students with practical strategies to enhance their personal and academic lives.

Tier 1
4/15

malane

Psychologist

Mastering Life Skills

This 10-session lesson series for middle school students focuses on essential life skills such as coping skills, time management, conflict resolution, study skills, self-advocacy, communication skills, resiliency, leadership, friendship, and empathy. Each session is designed to be 15 minutes long, providing students with practical strategies to enhance their personal and academic lives.

Tier 1
7/31
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Krystle Johnson

a

NC Instructor

Can You Crack The Budget Code?

In this 45-minute Tier 1 lesson for 8th graders, students will dive into real-world budgeting scenarios to learn how to allocate income and manage expenses. Through decoding challenges and hands-on activities, they’ll build critical financial literacy skills that empower smart money choices now and in the future.

Tier 1
6/18

sgeoffroy

S

MA Social Worker

Funding Your Future

In this 30-minute, one-on-one lesson, 12th graders learn how to research, compare, and apply for financial aid. This individualized session equips students with practical steps and tools to make informed decisions about college funding.

Tier 3
8/15
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Jamie Arzon

I

FL General Education Teacher

Smart Choices: Navigating Life's Crossroads

This lesson is designed for students who have been suspended for breaking school rules, focusing on enhancing their decision-making skills. Through realistic examples and engaging activities, students will learn to evaluate situations and make informed choices. This 30-minute session aims to empower students with the tools to navigate life's challenges more effectively.

Tier 2
3/21
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Jami Dion

S

MA School Administrator

Money Moves

This dynamic 3-session group module empowers 7th graders to practice making purchases, calculating change, and comparing prices using real-world scenarios—boosting financial literacy and independence.

Tier 2
8/1
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Maria Avina

E

CA Special Education Teacher

Reality Check: Can You Afford Yourself?

This lesson engages 12th-grade students in a reality check to assess their financial readiness for post-graduation life. Through active and experiential learning strategies, students will calculate potential expenses and income, and reflect on their financial preparedness. This lesson is crucial for helping students understand the importance of financial planning and making informed decisions about their future.

Tier 1
2/25

Rochelle Long

D

AZ Counselor

Budgeting Basics

In this lesson, students will learn the essentials of budgeting, including how to track income and expenses. They will apply these skills by creating a budget for a hypothetical scenario. This lesson is important for helping students develop financial literacy, which is a critical skill for managing personal finances effectively.

Tier 1
2/25
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Jennifer Levasseur

S

MA Math, Health & Fitness, Art, Music, Language Arts, Counselor, English

Career Quest: Exploring Future Paths

In this lesson, students will engage in a game-based activity to explore various career paths, followed by a discussion to reflect on their interests and potential career choices. This lesson is important as it helps students identify their strengths and interests, guiding them towards informed career decisions.

Tier 1
2/25
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Elizabeth Baker

q

TX Counselor

Career Quest: Exploring Future Paths

In this lesson, students will engage in a game-based activity to explore various career paths and the skills required for them. Through collaborative learning and inquiry-based strategies, students will discuss and reflect on their interests and motivations for future career development. This lesson is important as it helps students connect their current education to future goals, fostering motivation and planning for their adult lifestyle.

Tier 1
2/25
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Delilah Kelly

a

NC Counselor

Career Exploration Adventure

In this lesson, students will explore various careers through an interactive activity and discussion. This lesson is important as it helps students gain awareness of the diverse career paths available, encouraging them to think about their future aspirations and the skills needed for different professions.

Tier 1
2/25
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Nicole Summers

X

MO Counselor

Budget to Thrive

In this 60-minute interactive session for adult IOP (Intensive Outpatient Program) participants recovering from substance use, learners will gain practical skills in creating and maintaining a personal budget. Mastering budgeting empowers them to achieve financial stability, reduce stress, and support long-term recovery.

Tier 2
6/5

Rachel

i

OH Counselor, Social Worker

Unlocking Your Future: Essential Skills for Success

Students learn to identify and develop essential skills that are highly valued in today's job market. This lesson emphasizes the importance of skill-building for future success and adaptability. Designed for a 10th-grade class, this 50-minute session will empower students to recognize and cultivate skills that will enhance their career readiness and adaptability in a rapidly changing world.

Tier 1
3/31
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Merri Vanderploeg

D

AZ Counselor, General Education Teacher

Career Pathways and Personal Goals

Students will explore various career paths and learn about the education and skills needed. Interactive activities will help them identify personal interests and set career goals.

Tier 1
2/25

Irrin Suvanasai

y

DC Instructor

Pathways to Success

In this lesson, 6th to 8th graders will explore important habits for success in school and beyond. Using a game-based learning approach, students will watch a video about staying motivated, participate in an engaging game to reinforce these concepts, and complete an exit ticket. This lesson aims to equip students with essential skills for academic and career success, such as motivation, responsibility, and effective communication.

Tier 1
2/25
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Candace Minor-Chism

q

TX Counselor

Virtual Life Skills Bingo

This lesson uses a game-based learning approach to teach high school students strategies that are applicable both in school and in life. Through a virtual bingo game, students will explore and discuss various strategies, enhancing their understanding and ability to apply these skills in real-world scenarios. This lesson is important as it helps students recognize the value of transferable skills, promoting lifelong learning and adaptability.

Tier 1
2/25

Nakia Avery

a

NC Counselor

Skills for Future Success

This lesson introduces students to essential skills required for future careers, such as communication, teamwork, and problem-solving, through interactive activities. Developing these skills early can help students succeed in diverse career paths and collaborative environments.

Tier 1
2/25
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Candace Minor-Chism

q

TX Counselor

Career Quest

In this engaging lesson, students will explore various careers through interactive activities and discussions. By participating in a game-based learning experience, students will gain insights into different professions and the skills required for each. This lesson is important as it helps students start thinking about their future careers and the paths they might take, fostering early career awareness and planning.

Tier 1
2/25

Heather Beard

a

NC Counselor

Navigating the Job Market

In this lesson, students will learn about current job market trends, in-demand skills, and strategies to position themselves for success in their chosen careers. This lesson will help students understand the importance of skill development and how to plan their career paths based on market demands.

Tier 1
2/25

Diana Lopez

l

PA Instructor

Credit Savvy: Understanding Loans

This lesson educates 11th-grade students about credit scores and loans through engaging case studies and simulations. Students will learn the importance of maintaining a good credit score and the implications of borrowing responsibly. This lesson is crucial as it equips students with financial literacy skills that are essential for their future financial well-being.

Tier 1
2/25

Timothy Sinclair

a

NC Special Education Teacher

Ready for the Real World?

An engaging introduction to essential employability skills through a relatable reading about a school-based lemonade stand. Helps students see how teamwork, communication, and planning apply to real jobs. Audience: 5th Grade, 1 session, 45 minutes.

Tier 1
7/29
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Shawna Murray

A

AK Special Education Teacher

Level Up Your Life

A 5-week, self-paced executive function course for an independent 12th grader, where each week you choose and complete one of three themed life skills tasks, log your progress with fun emojis, and earn a free reward week at the end. Weeks 1–4 build routine with choice and reflection; Week 5 is a free reward break.

Tier 3
6/12
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Migle Zaliukaite-Limantas

S

MA Counselor

Wants Versus Needs

In this 90-minute session, adult learners with disabilities will explore the difference between wants and needs, practice categorizing items, and apply this knowledge to real-life decision-making. This lesson is vital for fostering financial independence and self-advocacy. Audience: Adult learners with disabilities; Duration: 1 session (90 minutes); Tier: 3 (Individual Support).

Tier 3
8/25
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Tia Washington

e

NJ Counselor, Special Education Teacher, Paraprofessional

Pathways to Success

This lesson will help students explore different pathways available after high school, including college, vocational training, and entering the workforce. Key activities include group discussion, personal reflection, and pathway exploration to guide students in making informed decisions about their future.

Tier 1
2/25

Ciara McNearly

p

TN Instructor

Mastering Your Mind

This 5-session lesson series on executive functioning is designed for 7th graders, focusing on essential skills like organization, time management, and self-regulation. These skills are crucial for academic success and personal development, helping students navigate school and life more effectively.

Tier 1
5/5
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bbeldenscott

S

MA Counselor, Social Worker

How Will You Fund Your Future?

An interactive whole-class module guiding seniors through the essentials of scholarships and financial aid, empowering them to take charge of their college funding journey. This Tier 1 lesson for 12th graders unfolds over a 60-minute session, packed with engaging activities that develop practical skills and confidence.

Tier 1
8/15
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Jamie Arzon

I

FL General Education Teacher

Financial Aid 101

This lesson provides an overview of the different types of financial aid available to students, how to apply for them, and tips for managing college expenses. The session includes an introduction video, interactive discussions, and group activities to help students understand financial aid options and make informed decisions about funding their college education.

Tier 1
3/17

Jade Hodge

p

TN English

Mastering Your Mind

This 5-session lesson series focuses on developing executive function skills for 8th graders, providing personalized strategies to enhance planning, organization, and self-regulation. These skills are crucial for academic success and personal growth, empowering students to manage their tasks and emotions effectively.

Tier 1
5/5
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Nathan Hand

S

MA Counselor

Innovative Entrepreneurs

This lesson focuses on careers in business and entrepreneurship, discussing the traits of successful entrepreneurs and the steps to start a business. This is important for students as it helps them consider entrepreneurship as a potential career path and understand what it takes to succeed.

Tier 1
2/25
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SaLillian McDaniel

q

TX Counselor

Goal Getter

An individualized goal-setting journal guiding 8th grade students through SMART financial and life skill targets over the semester; empowers students to take ownership of their progress through one-on-one conferences. Audience: 8th Grade Tier 3, 1 session per student, 30 minutes each.

Tier 3
8/6

sgeoffroy

S

MA Social Worker

Mastering Your Mind

This two-session lesson focuses on teaching students executive functioning skills, crucial for improving work completion and overall academic success. Through engaging activities, worksheets, and readings, students will learn strategies to enhance their planning, organization, and time management skills.

Tier 1
4/17
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Wade Paiva

S

MA Special Education Teacher

The Budget Blockbuster

An engaging concept session using story-driven budgets to illustrate the impact of financial decisions. In this 75-minute Tier 2 group lesson for adults, learners design a narrative budget and watch their financial story unfold, deepening their budgeting and saving skills.

Tier 2
5/27

rachel

i

OH Counselor, Parent, Social Worker

Career Quest: Pathways Unlocked

In this 30-minute group lesson, 10th graders will explore post-high school career options through self-assessment and peer discussion. Students will leave with a personalized shortlist of potential careers and an action plan for the next steps. This Tier 2 lesson supports students needing additional guidance and boosts their self-awareness.

Tier 2
8/28
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eric.hurst

q

TX Counselor

Career Quest: Discovering Your Future Superpowers!

In this engaging 3rd-grade lesson, students will embark on a journey to explore various careers and discover the skills and superpowers they might need in the future. This lesson is important as it helps young learners connect their interests and strengths to potential career paths, fostering early career awareness and aspiration. The session will last 40 minutes and includes interactive activities and a fun game to make learning about careers exciting and memorable.

Tier 1
3/31
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Erika Morris

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TX Counselor

Intro to Investment Income

This lesson introduces Grade 8 students to the basic concept of investment income, focusing on interest and dividends. Students will learn how these types of investments generate income and the importance of understanding them for future financial literacy. This lesson is important as it provides students with a foundational understanding of how money can grow through investments, preparing them for more complex financial concepts in the future.

Tier 1
2/25
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Amanda Platt

T

MD History

Melfin's Decision-Making Adventure

This lesson introduces 2nd graders to the concept of decision-making through a fun and engaging video featuring Melfin the Magic Scout. Students will learn about the importance of considering consequences and making ethical choices. This lesson is crucial for developing critical thinking and personal responsibility in young learners.

Tier 1
2/25

Shunte Kollhoff

q

TX Counselor, General Education Teacher

Which Service Suits You?

In this 50-minute adult class, learners will explore and compare the features of various social services to foster informed choices and peer discussions about best fits for family needs. This lesson helps participants navigate community resources effectively and build confidence in accessing support.

Tier 1
5/15

Instructor

What’s Your Investment IQ?

What’s Your Investment IQ? is an engaging 45-minute Tier 1 lesson for 5th graders introducing the basics of investing through real-life scenarios and interactive examples, building financial confidence and setting the foundation for lifelong money management skills.

Tier 1
7/5

Erica McLamb

J

GA General Education Teacher, Parent

Building Life Skills in 15 Minutes

In this rapid-fire lesson, 10th-grade students will be introduced to essential life skills, such as time management and decision-making. This lesson is designed to be quick yet impactful, providing students with valuable tools they can use in everyday life. The session will involve a brief activity and a group discussion to reinforce the concepts learned.

Tier 1
2/25
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Chelsea Barberi

D

AZ Biology, Chemistry, Health & Fitness

Discovering Career Paths

This lesson helps students explore different career paths through discussion and hands-on activities. It is important to help students identify careers that align with their interests and abilities while promoting self-awareness and realistic goal-setting.

Tier 1
2/25
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Catherine Cooper

S

MA Instructor

Grocery Shopping Skills

This lesson focuses on teaching life skills related to grocery shopping for high school special education students with moderate disabilities. Students will learn how to plan a grocery trip, identify items, and understand basic budgeting. This lesson is crucial as it empowers students with essential life skills, promoting independence and confidence in everyday tasks.

Tier 3
2/25
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Amber Henry

a

NC Special Education Teacher

Skill Power-Up: Mastering Life Skills

This 5-session series for 6th graders focuses on essential life skills, empowering students to navigate everyday challenges with confidence. Each 30-minute session will cover a different skill, such as communication, time management, problem-solving, teamwork, and emotional regulation, providing students with practical tools for personal and academic success.

Tier 1
4/9

malane

Psychologist

Budgeting Bonanza

In this 30-minute 4th grade lesson, students will learn number operations through real-life budgeting scenarios, building essential life skills in money management and decision-making. This Tier 1 lesson helps students practice addition, subtraction, and multiplication while planning a mock party budget.

Tier 1
6/16
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Momina Hasan

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TX General Education Teacher

Studying Smarter: Skills for Success

This lesson focuses on teaching students effective study habits and techniques to manage academic stress. Through interactive exercises, students will identify their learning styles and develop personalized study plans to boost efficiency and performance. This lesson is important as it equips students with the skills needed to succeed academically and manage stress, fostering a healthier learning environment.

Tier 1
2/25
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Denise Lasky

S

MA Counselor

Super Study Skills: Unlock Your Academic Potential!

In this engaging 30-minute lesson for 2nd graders, students will learn essential study skills and tips to enhance their academic performance at home. This lesson is important as it empowers young learners with strategies to become more effective and independent in their studies, setting a foundation for lifelong learning success.

Tier 1
3/1
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Alicia Rowland

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TX Counselor

What’s Your Spending Story?

A whole-class starter that kickstarts students’ understanding by letting them track and analyze their real-life spending over a week—laying the foundation for smart budgeting. This 45-minute, single-session lesson for 9th graders in Tier 1 helps build essential financial literacy and real-world money management skills.

Tier 1
8/7

Kimberly Johnson

Q

KY Special Education Teacher

Skills for Success: Building Career Competencies

This lesson focuses on helping 8th-grade students identify and develop essential skills for career success, such as communication, teamwork, and problem-solving. Through engaging activities that simulate real-world work environments, students will gain practical experience and insights into how these skills are applied in various careers. This lesson is important as it prepares students for future challenges and opportunities, fostering a mindset of lifelong learning and adaptability.

Tier 1
2/25
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Dianna Wyllie

S

MA Counselor

Career Pathways Exploration

In this lesson, students will explore different career paths using an interactive diagram. They will learn about the skills and education required for various careers, helping them to understand potential future opportunities. This lesson aims to inspire students to think about their future careers and the steps needed to achieve their goals, fostering self-awareness and planning skills.

Tier 1
2/25

Ciara McNearly

p

TN Instructor

Which Grows More?

In this 8-minute warm-up for 5th graders, students compare two investment options (like 5% interest vs. a $5 bonus) and vote on which yields more. This quick activity sparks critical thinking about growth comparisons and lays the foundation for financial literacy.

Tier 1
6/4
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Justin Muhammad

Instructor

My Career, My Path

This lesson helps middle schoolers explore various career options and understand the skills needed to pursue their interests. Through interactive activities, students create a personal career map guided by their passion and strengths, fostering career readiness from an early age.

Tier 1
5/21
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Valerie Long

i

OH Counselor

Career Quest

In this 30-minute, 8th grade Tier 1 lesson, students will explore various career paths, reflect on their strengths and interests, and begin mapping out potential futures. This engaging lesson helps students connect personal passions with real-world jobs through interactive activities and reflection, fostering self-awareness and goal-setting.

Tier 1
6/11

Tamara Conneely

v

WI Counselor

Life Skills Exploration

This lesson introduces K-5 students to essential life skills through an engaging activity and video. Students will learn about managing emotions and respecting others, which are crucial for their social and emotional development. The lesson is designed to be interactive and accessible for English Learners, fostering a supportive learning environment.

Tier 1
2/25
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Laquannia Marshall

a

NC Counselor

Pathfinder: Discover Careers

In this 1-session, 60-minute individual lesson, the student will explore personal interests, skills, and values to identify potential career paths. Through self-assessment activities and research tasks, he’ll gain clarity on jobs that align with his goals, boosting motivation and future planning skills.

Tier 3
8/19
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Ron

e

NJ Special Education Teacher, Paraprofessional

Real Career Quest

In this interactive 30-minute lesson, 7th graders will explore realistic career options through an age-appropriate reading, engaging discussion, and a fun game. This lesson helps students start thinking about their future in a way that’s accessible and exciting, meeting diverse learners at a 4th-grade reading level.

Tier 1
5/14

Emily McClure

Counselor

Career Exploration Adventure

In this lesson, students will explore different career paths and the skills required for each. They will engage in a matching game to align their interests with potential careers, fostering self-awareness and future planning. This lesson is crucial for helping students understand the diversity of career options and the importance of aligning personal interests with career choices.

Tier 1
2/25
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Kimest Sanders

q

TX Instructor

Budgeting Blueprint

In this engaging 30-minute lesson, 10th graders will explore budgeting and saving through STEAM concepts using the ADDIE model, making personal finance hands-on and IEP-friendly. This lesson equips students with practical money-management skills, collaborative activities, and a fun game to reinforce learning. Includes lesson plan, reading, discussion, activity, game, and worksheet.

Tier 1
5/30
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erika.matthews

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PA General Education Teacher

Balancing Work and Life: Strategies for Success

This lesson will guide 12th-grade students through the concept of work-life balance, emphasizing its importance and exploring strategies to maintain it. Through discussions and interactive activities, students will learn about the impact of stress and effective time management techniques. This lesson is crucial as it prepares students for future challenges in balancing personal and professional responsibilities, fostering lifelong skills for well-being and productivity.

Tier 1
2/25
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Shannon Janovitz

S

MA Instructor

Path to Success

This lesson aims to help middle school students explore the concept of success and identify personal strategies to achieve it. By engaging in collaborative activities and discussions, students will reflect on their strengths and areas for growth. This lesson is important as it empowers students to set realistic goals and develop a positive mindset towards achieving success.

Tier 1
2/25
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Marcus Virgil

a

NC Behavior Interventionist

Health Startup Hustle

In this 30-minute 9th-grade lesson, students will learn to apply self-management skills by developing a basic business plan for a home health care startup—covering equipment, staffing, marketing, and revenue strategy. This DESE-aligned entrepreneurship module helps students build real-world planning skills and SEL competency in goal setting and organization.

Tier 1
5/30
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mgreen

S

MA School Administrator