Intro to Investment Income

Amanda Platt

Tier 1

Lesson Plan

Intro to Investment Income

Understand basic investment income

This lesson introduces Grade 8 students to the basic concept of investment income, focusing on interest and dividends. Students will learn how these types of investments generate income and the importance of understanding them for future financial literacy. This lesson is important as it provides students with a foundational understanding of how money can grow through investments, preparing them for more complex financial concepts in the future.

Audience

Grade 8 Students

Time

20 mins

Approach

Understand basic investment income

Materials

Simplified Discussion Questions, Basic Investment Income Worksheet, and Answer Key

Step 1

Introduction

5 mins

Start with a simple question: "What do you think investment income is?"
Briefly introduce the concept of investment income, focusing on interest and dividends.

Step 2

Explaining Basic Investment Income

5 mins

Define and explain:
- Interest: Money earned from keeping money in a bank or lending it.
- Dividends: Money paid to people who own shares in a company.
Use simple examples to illustrate each concept.

Step 3

Worksheet Activity

5 mins

Distribute the 'Basic Investment Income Worksheet'.
Allow students time to complete the worksheet individually.
Provide assistance as needed.

Step 4

Closure

5 mins

Review the worksheet answers together.
Conclude with a brief discussion on why understanding investment income is useful for their future.

Discussion

Simplified Discussion Questions

A set of simplified questions to engage 8th-grade students in thinking about basic investment income concepts.

What do you think investment income is?

Encourage students to share simple ideas and relate them to any personal experiences or knowledge.

Worksheet

Basic Investment Income Worksheet

This worksheet provides simple questions to reinforce students' understanding of basic investment income concepts.

What is interest?

What is a dividend?

Answer Key

The answer key provides correct answers and explanations for the simplified worksheet questions.

What is interest?

Money earned from bank or lending
Interest is the money earned from keeping money in a bank or lending it.

What is a dividend?

Money paid to shareholders of a company
A dividend is money paid to people who own shares in a company.