Saving & Credit

In this 30-minute session, 7th graders will explore key life skills for landing their first job and managing money wisely. Through interactive activities, students will learn how to set financial goals, budget earnings, and understand basic money management—skills that empower them to make smart financial decisions now and in the future.

This lesson introduces students to essential financial literacy concepts, focusing on budgeting, saving, and understanding paychecks. These skills are crucial for career readiness and personal financial management. By learning these concepts, students will be better prepared to manage their finances effectively, make informed decisions, and plan for their future careers.

In this 30-minute Tier 1 grade 5 lesson, students embark on a “Cash Quest Adventure” to learn the basics of earning, saving, and budgeting money through real-world scenarios. Financial literacy empowers young learners to make smart money choices now and in the future.

This 30-minute lesson for 9th-grade students (Tier 2 group support) will help them understand the Michigan Merit Curriculum requirements for graduation and empower them to take charge of their academic journey. It's crucial for students to grasp these requirements early to plan effectively and ensure a smooth path to graduation.

This lesson helps credit-deficient high school students develop essential academic skills like time management and task prioritization, understand the importance of earning credits for graduation, and identify behaviors that could put their academic success at risk. This lesson is designed for a small group of credit-deficient high school students and will take approximately 25-30 minutes to complete in one session.

This lesson equips 10th-grade students with essential skills for navigating life decisions and building sound financial plans. Students will learn practical strategies for making informed choices and understanding basic financial literacy, crucial for their future independence. This lesson is designed for one 90-minute session.

In this 4-session, 10-minute Tier 1 classroom lesson, middle school students learn how to track their grades and project if they’d earn high school credit. By exploring real grade thresholds, practicing calculations, and reflecting on study habits, students gain critical self-monitoring skills to succeed academically now and in high school.

In this engaging 30-minute lesson, 9th grade students will explore high school credit graduation requirements, understand different course categories, and plan their own path to graduation. This foundational knowledge empowers students to make informed decisions about their academic journey.

A comprehensive core lesson introducing students to daily living skills—money management, personal care, and time planning—so they feel confident tackling real-life tasks. Perfect for 9th–10th grade special education students in a single 60-minute session.

This lesson introduces 7th-grade students to the fundamentals of budgeting, a crucial life skill that empowers them to manage their finances effectively. Through engaging activities and discussions, students will learn how to create a simple budget, understand the importance of saving, and make informed financial decisions. This 30-minute session is designed to provide students with practical knowledge that they can apply in real-life scenarios, fostering financial literacy from an early age.

This lesson introduces 9th grade students to the fundamentals of personal finance, focusing on budgeting, saving, and planning—essential skills for workplace independence and real-world money management. Students will build practical money management habits through interactive activities and reflections over a single 50-minute session.

This lesson introduces High School Special Education students to essential money management skills, including budgeting, saving, and understanding banking. It emphasizes practical application to help students build confidence in managing their finances for independent living. This lesson is designed for one 180-minute session.

This lesson provides a financial literacy quiz for 7th-grade students to assess their understanding of key financial concepts. It helps students identify areas where they need more knowledge about managing money. This lesson is designed for small group instruction and will take approximately 30 minutes.

This lesson aims to introduce young students to financial literacy concepts such as saving, budgeting, and the value of money through interactive discussions and activities. Understanding these basics will help empower the students to make informed decisions about money in their daily lives.

This lesson introduces students to basic financial concepts such as saving, budgeting, and making smart financial decisions. Through engaging activities and simulations, students will gain a foundational understanding of how to manage their finances effectively. This lesson is crucial for equipping youth with the knowledge and skills they need to make informed financial choices, setting the stage for a financially stable future.

This lesson introduces 12th-grade students to fundamental concepts of personal finance, focusing on budgeting, saving, and understanding credit, which are essential for independent living. The objective is to provide practical knowledge and tools to manage money responsibly, make informed financial decisions, and avoid common pitfalls as they transition to post-high school life. It is designed for high school seniors preparing for financial independence. Audience: 12th Grade Students. Duration: 1 session, 60 minutes.

In this 45-minute small group lesson, 10th grade special education students will engage in hands-on budgeting and shopping practice to learn essential daily living skills. This Tier 2 intervention supports real-world financial management, guiding students to create budgets, track spending, and apply decision-making in a simulated grocery environment.

This 30-minute Tier 1 money math lesson helps transition students aged 18–22 build practical skills for handling everyday financial transactions, like counting money and making change. Mastering these skills promotes independence and confidence in real-world situations.

In this 30-minute lesson, tenth graders will learn how to access and complete the Game of Life assessment in Schoolinks, exploring how big and small financial decisions shape their future. This hands-on simulation fosters financial literacy by allowing students to experience the consequences of real-world choices in an engaging, interactive environment.

In this 30-minute, one-session lesson, 3rd graders will learn simple strategies to approach tests with confidence: reading directions carefully, using time wisely, and checking their answers. Building these skills helps reduce anxiety and empowers students to show what they know.

In this 30-minute special ed life skills lesson, students explore different careers through hands-on activities and a game that requires no reading or writing. Students will identify jobs that interest them, discuss required skills, and build confidence in career exploration. This Tier 1 lesson is accessible and interactive, designed for students with diverse needs.

Empower 9th grade students in a small-group workshop to master functional money management skills like budgeting and decision-making. This Tier 2 session uses hands-on activities and real-life scenarios to build confidence and independence in financial tasks.

This lesson empowers Pre-K, Kindergarten, and 1st-grade students to recognize their strengths and set small, achievable goals. Through a fun, map-themed activity, children will learn to identify challenges, celebrate their successes, and build a positive 'can-do' attitude, fostering self-belief and perseverance. Audience: Pre-K, Kindergarten, 1st Grade. Duration: 45 minutes.

This interactive session introduces 8th graders to startup costs, profit calculation, and break-even analysis, building foundational financial literacy for entrepreneurship. Perfect for a 55-minute class, this Tier 1 lesson equips students with practical skills for real-world business decision making.

In this 30-minute 4th grade lesson, students will learn number operations through real-life budgeting scenarios, building essential life skills in money management and decision-making. This Tier 1 lesson helps students practice addition, subtraction, and multiplication while planning a mock party budget.

This lesson introduces students to essential financial concepts such as budgeting, saving, and spending wisely. Through interactive activities, students will learn to make informed financial decisions, which are crucial skills for their future independence and financial well-being.

Whole-class simulation teaching 7th graders grocery shopping skills—budgeting, list-making, and checkout practice for real-world independence. This lesson builds financial literacy, planning skills, and independence in a fun, hands-on way. Audience: 7th grade Special Education Transition & Life Skills, Tier 1 classroom, 50-minute session.

This engaging resource consolidates all the budgeting concepts learned into a fun, interactive experience. Students embody 'Money Smart' superheroes, applying their knowledge to solve financial challenges. This lesson is for 1st Grade, designed for one 50-minute session.

This 30-minute lesson for 3rd graders teaches a simple, effective 3-step process for making responsible decisions. Students will learn to 'Stop and Think,' 'Consider Options,' and 'Make a Plan' to solve everyday problems, equipping them with a crucial life skill.

In this 45-minute Tier 1 lesson for 8th graders, students will dive into real-world budgeting scenarios to learn how to allocate income and manage expenses. Through decoding challenges and hands-on activities, they’ll build critical financial literacy skills that empower smart money choices now and in the future.

This lesson introduces students to basic financial concepts such as budgeting, saving, and understanding credit. By learning how to manage their finances through hands-on activities, students will gain essential skills needed for their financial future.

This lesson introduces 8th-grade students to essential financial concepts such as saving, budgeting, and distinguishing between needs and wants. By building foundational skills in financial literacy, students will be better equipped to make responsible financial decisions in the future. This lesson is crucial as it empowers students with the knowledge to manage their finances effectively, fostering independence and financial responsibility.

In this 30-minute Tier 1 lesson for 6th graders, students learn how to calculate and give correct change in everyday transactions. This engaging lesson helps build essential financial literacy and mental math skills, preparing learners for real-world shopping scenarios.

In this quick and engaging lesson, students will participate in a game-based activity called 'Career Quest Challenge' to explore various career programs of study. This lesson is important as it introduces students to different career paths in an interactive way, helping them to consider their future options and interests.

This individualized learning plan helps a 3rd-grade student strengthen specific academic skills through targeted activities and personalized support. This lesson is designed for one 30-minute session.

In this 30-minute Grade 3 lesson, students will learn a simple five-step decision-making model to help them make thoughtful choices in real-life scenarios. This foundational life skill boosts their confidence and problem-solving abilities.

In this 30-minute, 8th grade Tier 1 lesson, students will explore various career paths, reflect on their strengths and interests, and begin mapping out potential futures. This engaging lesson helps students connect personal passions with real-world jobs through interactive activities and reflection, fostering self-awareness and goal-setting.

A whole-class financial literacy module teaching budgeting, saving, and smart spending to build lifelong money-management skills. This lesson empowers 9th graders with practical tools to make informed financial decisions.

In this interactive 30-minute lesson, 7th graders will explore realistic career options through an age-appropriate reading, engaging discussion, and a fun game. This lesson helps students start thinking about their future in a way that’s accessible and exciting, meeting diverse learners at a 4th-grade reading level.

In this engaging 30-minute lesson for 2nd graders, students will learn essential study skills and tips to enhance their academic performance at home. This lesson is important as it empowers young learners with strategies to become more effective and independent in their studies, setting a foundation for lifelong learning success.

A quick pre-test and post-test to gauge 9th-grade students' understanding and application of essential life skills: goal setting, attendance, and time management. This assessment is designed for a small group (Tier 2) and will take approximately 30 minutes.

This lesson introduces basic financial concepts such as saving, budgeting, and making smart financial decisions through engaging activities and simulations. It is designed to equip teens with the knowledge and skills to manage their finances responsibly.

This 15-minute lesson for 9th-grade CTE students focuses on essential life skills like communication, teamwork, and problem-solving through a hands-on scenario-based activity. It's crucial for preparing students for successful careers and collaborative work environments. Designed for small group (Tier 2) instruction.

In this lesson, students will explore the fundamentals of budgeting through engaging activities and real-life scenarios. They will learn how to allocate funds wisely, understand the importance of saving, and make informed financial decisions. This lesson is crucial for developing financial literacy skills that will benefit students throughout their lives.

A series of four engaging 15-minute lessons for 6th graders on ASCA B-LS 3 time-management, organizational, and study skills. These Tier 1 classroom lessons include check-ins, rationale, practice worksheets, and check-outs to build lifelong academic success.

This lesson helps 12th-grade students understand the basics of credit scores and how to safely build credit. It covers key concepts like credit score factors, payment history, utilization, secured cards, and auto-pay, equipping students with practical steps for financial responsibility. This single-session lesson is designed for a 30-minute duration.

This lesson introduces 11th-grade students to essential financial concepts such as saving, budgeting, and smart spending. Through engaging simulations and activities, students will develop practical money management skills that are crucial for their future financial well-being. This lesson is important as it equips students with the knowledge and skills needed to make informed financial decisions, fostering financial independence and responsibility.

A clear, targeted rubric to assess 6th graders' mastery of budgeting basics through a classroom budgeting activity. This Tier 1 resource helps teachers evaluate students' planning, allocation, and financial decision-making skills in a 20-minute session.

This lesson introduces 11th-grade students to the concept of saving money, focusing on savings accounts, interest, and the benefits of starting to save early. By understanding these concepts, students will be better equipped to make informed financial decisions that can lead to financial security in the future. This lesson is crucial as it empowers students with the knowledge to plan for their financial future.

This engaging 30-minute Tier 1 lesson introduces 6th-grade students to career exploration by helping them uncover their interests and strengths as they consider future jobs. It sparks curiosity about real-world careers and empowers students with self-awareness to guide future learning and goal-setting.

In this engaging 25-minute lesson, 5th graders will explore college and career readiness by imagining their future selves and mapping steps to achieve their dreams. This foundational lesson builds self-awareness, goal-setting skills, and a growth mindset, setting students on a path toward lifelong success.

In this lesson, students will learn the basics of money, including coins and bills, and their values through hands-on activities. This lesson is important as it helps students develop financial literacy skills and understand the value of money, which are essential life skills.

In this fun, single-session lesson, 3rd graders will learn key study skills like organizing materials, setting goals, and using active reading strategies. These skills help students become more confident learners and set the foundation for academic success. (Tier 1, 45 minutes)

This lesson introduces 2nd graders to the concept of decision-making through a fun and engaging video featuring Melfin the Magic Scout. Students will learn about the importance of considering consequences and making ethical choices. This lesson is crucial for developing critical thinking and personal responsibility in young learners.

An engaging introduction to essential employability skills through a relatable reading about a school-based lemonade stand. Helps students see how teamwork, communication, and planning apply to real jobs. Audience: 5th Grade, 1 session, 45 minutes.

This lesson will introduce students to essential financial literacy topics within the context of their future careers. Students will learn about budgeting, saving, and understanding benefits packages. This lesson is important as it prepares students with practical skills for managing their finances efficiently and making informed decisions about future employment opportunities.

This lesson teaches kindergarten students the importance of patience and how to ask for help when needed. Through a short video and interactive discussion, students will learn to recognize when they need assistance and how to express their needs politely. This lesson is crucial for developing social-emotional skills, fostering resilience, and encouraging effective communication among young learners.

This lesson focuses on essential school readiness skills for Pre-K students with disabilities to prepare them for kindergarten. It covers social-emotional skills, following directions, and basic academic concepts in a fun and engaging way. Designed for a 30-minute classroom session.

A 10-session interactive group lesson designed for middle school special education students (4th-6th grade reading level) to build essential life skills through fun activities and games. Each 25-minute session uses simple language and engaging materials to support diverse needs under Tier 2 supports.

This 30-minute lesson introduces K-5th grade students to various careers, their associated salaries, and how these connect to the cost of living independently. It helps students understand the value of different jobs and basic financial literacy. Designed for a single classroom session.

In this engaging 3rd-grade lesson, students will embark on a journey to explore various careers and discover the skills and superpowers they might need in the future. This lesson is important as it helps young learners connect their interests and strengths to potential career paths, fostering early career awareness and aspiration. The session will last 40 minutes and includes interactive activities and a fun game to make learning about careers exciting and memorable.

In this 30-minute, single-session lesson, 4th graders will learn and practice strategies to build academic self-confidence, develop a growth mindset, and adopt positive learning attitudes. Through engaging activities, discussions, and reflection, students will leave equipped with skills to tackle challenges and celebrate their progress.

In this 50-minute small group lesson for 8th graders (Tier 2), students embark on an adventure to decode clues and challenges to uncover essential workplace skills. By exploring real-world scenarios at interactive stations and mapping their own strengths, students build employability skills in a fun, team-based quest.

This lesson introduces 2nd grade students to essential test-taking strategies, including time management, understanding question types, and eliminating incorrect answers. Through interactive activities and discussions, students will learn how to approach tests with confidence and improve their performance. This lesson is important as it equips young learners with skills that will benefit them throughout their academic journey, reducing test anxiety and enhancing their ability to demonstrate their knowledge.

In this lesson, students will learn the basics of managing credit, understanding loans, and avoiding debt. They will explore different credit management strategies, understand the implications of taking out loans, and learn practical tips to avoid falling into debt. The lesson includes interactive scenarios and discussions to reinforce their understanding.

This lesson introduces students to essential skills required for future careers, such as communication, teamwork, and problem-solving, through interactive activities. Developing these skills early can help students succeed in diverse career paths and collaborative environments.

This lesson uses the classic board game to teach students about financial literacy and life choices. By simulating real-life scenarios, students learn the importance of decision-making and planning for their future. Designed for a 6th-grade class, this single-session lesson lasts 55 minutes and is part of Tier 1 classroom-wide supports.

This lesson uses a game-based learning approach to teach high school students strategies that are applicable both in school and in life. Through a virtual bingo game, students will explore and discuss various strategies, enhancing their understanding and ability to apply these skills in real-world scenarios. This lesson is important as it helps students recognize the value of transferable skills, promoting lifelong learning and adaptability.