Budgeting & Saving

This lesson introduces 7th-grade students to the fundamentals of budgeting, a crucial life skill that empowers them to manage their finances effectively. Through engaging activities and discussions, students will learn how to create a simple budget, understand the importance of saving, and make informed financial decisions. This 30-minute session is designed to provide students with practical knowledge that they can apply in real-life scenarios, fostering financial literacy from an early age.

This lesson aims to introduce young students to financial literacy concepts such as saving, budgeting, and the value of money through interactive discussions and activities. Understanding these basics will help empower the students to make informed decisions about money in their daily lives.

This lesson introduces students to essential financial concepts such as budgeting, saving, and spending wisely. Through interactive activities, students will learn to make informed financial decisions, which are crucial skills for their future independence and financial well-being.

In this lesson, 7th-grade students will learn the basics of budgeting through interactive activities and relatable scenarios. This lesson aims to introduce students to financial literacy by helping them understand the importance of managing money wisely, which is a crucial skill for their future financial well-being.

In this lesson, students will explore the fundamentals of budgeting, including tracking expenses and setting financial goals. Through interactive activities and real-life scenarios, students will develop financial literacy skills that are essential for personal and academic success. This lesson is important as it equips students with the knowledge to manage their finances effectively, fostering responsible financial behavior from a young age.

In this lesson, students will explore the fundamentals of budgeting through engaging activities and real-life scenarios. They will learn how to allocate funds wisely, understand the importance of saving, and make informed financial decisions. This lesson is crucial for developing financial literacy skills that will benefit students throughout their lives.

This lesson introduces students to basic financial concepts such as budgeting, saving, and understanding credit. By learning how to manage their finances through hands-on activities, students will gain essential skills needed for their financial future.

In this 30-minute 4th grade lesson, students will learn number operations through real-life budgeting scenarios, building essential life skills in money management and decision-making. This Tier 1 lesson helps students practice addition, subtraction, and multiplication while planning a mock party budget.

This lesson introduces 8th-grade students to essential financial concepts such as saving, budgeting, and distinguishing between needs and wants. By building foundational skills in financial literacy, students will be better equipped to make responsible financial decisions in the future. This lesson is crucial as it empowers students with the knowledge to manage their finances effectively, fostering independence and financial responsibility.

This lesson introduces 9th-grade students to the basics of budgeting and saving money through interactive activities. It aims to build foundational financial literacy skills, which are crucial for managing personal finances effectively. By understanding budgeting, students can make informed financial decisions and develop habits that will benefit them throughout their lives.

In this 90-minute per session, Tier 1 project-based lesson for 4th graders, students collaborate to design a budgeting app concept—applying real-world math and decision-making by tracking pretend income and expenses. This engaging, hands-on project promotes financial literacy and teamwork across multiple sessions.

This lesson introduces students to basic financial concepts such as saving, budgeting, and making smart financial decisions. Through engaging activities and simulations, students will gain a foundational understanding of how to manage their finances effectively. This lesson is crucial for equipping youth with the knowledge and skills they need to make informed financial choices, setting the stage for a financially stable future.

In this 45-minute Tier 1 lesson for 8th graders, students will dive into real-world budgeting scenarios to learn how to allocate income and manage expenses. Through decoding challenges and hands-on activities, they’ll build critical financial literacy skills that empower smart money choices now and in the future.

In this 30-minute session, 7th graders will explore key life skills for landing their first job and managing money wisely. Through interactive activities, students will learn how to set financial goals, budget earnings, and understand basic money management—skills that empower them to make smart financial decisions now and in the future.

This lesson introduces students to essential financial literacy concepts, focusing on budgeting, saving, and understanding paychecks. These skills are crucial for career readiness and personal financial management. By learning these concepts, students will be better prepared to manage their finances effectively, make informed decisions, and plan for their future careers.

In this lesson, students will learn the basics of money, including coins and bills, and their values through hands-on activities. This lesson is important as it helps students develop financial literacy skills and understand the value of money, which are essential life skills.

Whole-class simulation teaching 7th graders grocery shopping skills—budgeting, list-making, and checkout practice for real-world independence. This lesson builds financial literacy, planning skills, and independence in a fun, hands-on way. Audience: 7th grade Special Education Transition & Life Skills, Tier 1 classroom, 50-minute session.

This lesson introduces 9th grade students to the fundamentals of personal finance, focusing on budgeting, saving, and planning—essential skills for workplace independence and real-world money management. Students will build practical money management habits through interactive activities and reflections over a single 50-minute session.

In this lesson, students will explore the fundamentals of budgeting by creating a simple budget based on a hypothetical part-time job. This lesson emphasizes financial literacy and decision-making skills, which are crucial for students as they prepare for financial independence. By understanding how to manage money effectively, students will be better equipped to make informed financial decisions in the future.

In this 30-minute Tier 1 grade 5 lesson, students embark on a “Cash Quest Adventure” to learn the basics of earning, saving, and budgeting money through real-world scenarios. Financial literacy empowers young learners to make smart money choices now and in the future.

This lesson introduces 10th-grade students to the fundamental concepts of personal budgeting, emphasizing its importance for financial independence and achieving financial goals. It's a single 30-minute session designed for a whole classroom setting.

A whole-class financial literacy module teaching budgeting, saving, and smart spending to build lifelong money-management skills. This lesson empowers 9th graders with practical tools to make informed financial decisions.

This resource introduces 6th grade students to tracking their spending and understanding where their money is allocated. It's crucial for 6th graders to see the tangible impact of their choices on their finances. This lesson is designed for a single 50-minute session for a 6th-grade class.

Classroom session on budgeting, saving, and smart spending to empower students with practical money management skills for 9th graders in a 60-minute Tier 1 lesson.

This interactive session introduces 8th graders to startup costs, profit calculation, and break-even analysis, building foundational financial literacy for entrepreneurship. Perfect for a 55-minute class, this Tier 1 lesson equips students with practical skills for real-world business decision making.

This lesson introduces basic financial concepts such as saving, budgeting, and making smart financial decisions through engaging activities and simulations. It is designed to equip teens with the knowledge and skills to manage their finances responsibly.

In this 30-minute individual session, 11th graders will learn practical budgeting strategies to take control of their finances. Students will set financial goals, track expenses, and create a personalized budget. This Tier 3 lesson provides one-on-one scaffolding to ensure every learner gains confidence in managing money.

This lesson introduces 11th-grade students to essential financial concepts such as saving, budgeting, and smart spending. Through engaging simulations and activities, students will develop practical money management skills that are crucial for their future financial well-being. This lesson is important as it equips students with the knowledge and skills needed to make informed financial decisions, fostering financial independence and responsibility.

In this engaging 30-minute lesson, 10th graders will explore budgeting and saving through STEAM concepts using the ADDIE model, making personal finance hands-on and IEP-friendly. This lesson equips students with practical money-management skills, collaborative activities, and a fun game to reinforce learning. Includes lesson plan, reading, discussion, activity, game, and worksheet.

In this Tier 2 small-group project, 4th graders research everyday prices and create spend vs. saving plans. This lesson helps students develop financial literacy, critical thinking, and teamwork through data comparison and group presentations. (4th Grade, 1 session, 60 minutes).

A clear, targeted rubric to assess 6th graders' mastery of budgeting basics through a classroom budgeting activity. This Tier 1 resource helps teachers evaluate students' planning, allocation, and financial decision-making skills in a 20-minute session.

This resource provides small groups with a hands-on experience in creating a simple budget based on a hypothetical scenario. It helps students practice real-world financial planning skills collaboratively. Audience: 6th Grade. Sessions: 1. Duration: 45 minutes.

This lesson introduces 11th-grade students to essential financial literacy skills, focusing on budgeting, saving, and managing personal finances. Students will engage in activities that help them understand the importance of financial planning for their future careers. This lesson is crucial as it equips students with the knowledge to make informed financial decisions, fostering independence and responsibility.

This lesson introduces high school students to the essential concepts of personal budgeting. Students will learn to track income and expenses, differentiate between needs and wants, and create a basic budget. It's crucial for empowering students to make smart financial decisions now and in the future. This single-session lesson is designed for High School students and will take approximately 45-60 minutes.

This resource empowers students with essential money management skills, teaching them how to budget, save, and make informed spending decisions. Mastering these skills is crucial for financial independence and responsible adult life. Audience: 9th Grade. 1 session. Duration: 60 minutes.

A whole-class starter that kickstarts students’ understanding by letting them track and analyze their real-life spending over a week—laying the foundation for smart budgeting. This 45-minute, single-session lesson for 9th graders in Tier 1 helps build essential financial literacy and real-world money management skills.

This lesson will introduce students to essential financial literacy topics within the context of their future careers. Students will learn about budgeting, saving, and understanding benefits packages. This lesson is important as it prepares students with practical skills for managing their finances efficiently and making informed decisions about future employment opportunities.

In this lesson, students will learn the essentials of budgeting, including how to track income and expenses. They will apply these skills by creating a budget for a hypothetical scenario. This lesson is important for helping students develop financial literacy, which is a critical skill for managing personal finances effectively.

This lesson introduces 2nd-grade students to the basics of money, focusing on identifying coins and understanding their values. It's important as it lays the foundation for financial literacy, helping students recognize and count money, a vital life skill. The lesson will be conducted in one 15-minute session, engaging students with interactive activities and discussions.

In this small-group 30-minute session for 1st graders, students learn how to earn and spend Behavior Bucks—tokens awarded for positive behaviors. This lesson builds self-regulation, social skills, and motivation through a token economy system, promoting consistent behavior improvement.

This lesson equips 10th-grade students with essential skills for navigating life decisions and building sound financial plans. Students will learn practical strategies for making informed choices and understanding basic financial literacy, crucial for their future independence. This lesson is designed for one 90-minute session.

This 30-minute Tier 1 money math lesson helps transition students aged 18–22 build practical skills for handling everyday financial transactions, like counting money and making change. Mastering these skills promotes independence and confidence in real-world situations.

Students will explore personal money narratives by examining daily uses of money, fostering empathy and ownership over financial choices. This Tier 1 lesson is designed for a 4th grade class, delivered in a single 30-minute session, and includes a lesson plan, slide deck, and interactive activity to engage all learners.

In this lesson, students will learn the essentials of budgeting and financial planning for life after high school. This practical lesson will cover managing expenses, saving, and understanding credit, providing students with the tools they need to make informed financial decisions. This lesson is crucial as it equips students with the knowledge to handle real-world financial situations, promoting independence and financial literacy.

In this Tier 2 project-based lesson, 11th graders in small groups learn to create mock personal budgets and savings plans for college life, building skills for financial independence. Over a 60-minute session, students will explore budgeting basics, apply concepts, and present their financial plans—essential for responsible money management.

In this 70-minute, 12th grade small-group simulation, students blend math, economics, and life skills by budgeting and financial planning through engaging activities. This Tier 2 lesson equips students with real-world money management skills essential for life beyond high school.

In this 45-minute small group lesson, 10th grade special education students will engage in hands-on budgeting and shopping practice to learn essential daily living skills. This Tier 2 intervention supports real-world financial management, guiding students to create budgets, track spending, and apply decision-making in a simulated grocery environment.

This lesson uses the classic board game to teach students about financial literacy and life choices. By simulating real-life scenarios, students learn the importance of decision-making and planning for their future. Designed for a 6th-grade class, this single-session lesson lasts 55 minutes and is part of Tier 1 classroom-wide supports.

In this 8-minute warm-up for 5th graders, students compare two investment options (like 5% interest vs. a $5 bonus) and vote on which yields more. This quick activity sparks critical thinking about growth comparisons and lays the foundation for financial literacy.

In this lesson, students will create a pie chart to visualize how they currently spend their time and how they should prioritize their activities to achieve their goals. This lesson is important as it helps students develop time management skills, which are crucial for academic success and personal growth. By reflecting on their current time allocation and setting priorities, students can make informed decisions to better manage their time.

A comprehensive core lesson introducing students to daily living skills—money management, personal care, and time planning—so they feel confident tackling real-life tasks. Perfect for 9th–10th grade special education students in a single 60-minute session.

This lesson introduces young learners to the concept of counting money using fake coins and bills. Through interactive games and activities, children will learn to identify different denominations and practice counting them. This lesson is important as it lays the foundation for financial literacy, helping children understand the value of money and basic arithmetic skills.

In this 15-minute Tier 1 lesson, 1st graders will learn how to add numbers within 10 using visual strategies and number sentences. This foundational skill helps students build confidence with addition and prepares them for more complex math work.

In this 60-minute Tier 2 workshop for high school students, participants will deepen their financial literacy by creating detailed budgets, planning for future goals, and exploring investment basics. This hands-on session hones critical thinking, decision-making, and real-world money management skills.

This lesson introduces students to the basics of meal planning, emphasizing the importance of nutrition, budgeting, and time management. Students will learn how to create balanced meals, understand nutritional labels, and plan meals for a week. This lesson is crucial for developing life skills that promote healthy eating habits and financial literacy. Target audience: middle school students, 1 session, 60 minutes.

In this 30-minute Tier 1 lesson for 6th graders, students learn how to calculate and give correct change in everyday transactions. This engaging lesson helps build essential financial literacy and mental math skills, preparing learners for real-world shopping scenarios.

This lesson teaches 18-22 year old students how to create effective shopping lists for cooking, helping them manage their budget and reduce food waste. It's a foundational life skill for independent living. This lesson is designed for a single 30-minute classroom session.

This lesson introduces students to the basics of financial literacy, focusing on the importance of balancing present and future financial needs. Through inquiry-based learning, students will explore concepts such as budgeting, saving, and financial decision-making. This lesson is crucial as it equips students with essential skills to manage their finances effectively, preparing them for future financial responsibilities.

In this 25-minute lesson designed for 1st graders, students learn how to set simple personal goals and track their progress, fostering responsibility and self-regulation. Through guided activities, they’ll create, practice, and reflect on achievable goals, helping them gain confidence and a growth mindset.

In this interactive session, students explore budgeting, saving, and financial decision-making to build foundational money management skills. Empowering 9th graders with real-world tools for responsible financial habits in a single 50-minute class.

This lesson uses the video 'What's Your Path After High School?' to guide students through various financial decisions they will face after graduation. Activities include budgeting exercises and discussions on saving, investing, and managing debt. This lesson helps students make informed decisions about their financial future.

This lesson introduces 1st-grade students to the concept of goal setting through engaging storytelling and examples of famous individuals who achieved their dreams. Students will learn the importance of setting goals and will be guided to set their own short-term and long-term goals. This lesson is important as it helps young students understand the value of planning and perseverance, fostering a mindset of growth and achievement.

This lesson provides an overview of the different types of financial aid available to students, how to apply for them, and tips for managing college expenses. The session includes an introduction video, interactive discussions, and group activities to help students understand financial aid options and make informed decisions about funding their college education.

In this lesson, students will learn the basics of managing credit, understanding loans, and avoiding debt. They will explore different credit management strategies, understand the implications of taking out loans, and learn practical tips to avoid falling into debt. The lesson includes interactive scenarios and discussions to reinforce their understanding.

This dynamic 3-session group module empowers 7th graders to practice making purchases, calculating change, and comparing prices using real-world scenarios—boosting financial literacy and independence.

This lesson introduces a classroom-wide token economy where students earn ‘Victory Tokens’ for positive behavior—boosting motivation and fostering a supportive community. Ideal for 1st-2nd graders in a single 45-minute session, this Tier 1 lesson helps teachers implement positive reinforcement systems effectively.

An engaging introduction to essential employability skills through a relatable reading about a school-based lemonade stand. Helps students see how teamwork, communication, and planning apply to real jobs. Audience: 5th Grade, 1 session, 45 minutes.

In this 15-minute lesson, 5th graders will learn how to write clear and organized grocery lists. This skill helps students plan, budget, and communicate needs effectively in real-life shopping scenarios.

In this 30-minute Tier 1 lesson, 7th graders will learn how to fill out a basic job application form, understand the purpose of each section, and practice completing one. This immediate relevance helps build organizational skills, confidence, and prepares students for real-life responsibilities. Audience: 7th Grade; Sessions: 1; Duration: 30 minutes.

An interactive lesson that introduces 1st graders to the idea of setting short- and long-term goals by imagining their own superhero journeys. This lesson helps build early self-management and planning skills through engaging activities, maps, and reflections. Audience: 1st Grade. Sessions: 1 session. Duration: 30 minutes.

In this engaging 60-minute, whole-class lesson, 4th graders will learn how to create a shopping list, compare prices, and navigate a mock grocery store—essential life skills for community participation and independence.